#coverage-documents .insurance-disclosure__body{min-width:0;padding:.75rem;overflow-wrap:anywhere}#coverage-documents .insurance-disclosure__body>:is(p,ul,ol){margin:0 0 .75rem}#coverage-documents .insurance-disclosure__body>:is(h3,h4){margin:1rem 0 .25rem}#coverage-documents .insurance-disclosure__body>:first-child{margin-top:0}#coverage-documents .insurance-disclosure__body>:last-child{margin-bottom:0}#coverage-documents .insurance-disclosure__body li+li{margin-top:.25rem}#coverage-documents .insurance-disclosure__body ul.insurance-docs-lettered{padding-left:0;list-style:none}#coverage-documents .insurance-docs-history{color:var(--color-neutral-700);font-size:.875rem}#coverage-documents .insurance-docs-subsection{min-width:0;margin:0 0 .25rem}#coverage-documents .insurance-docs-subsection>summary{cursor:pointer;font-weight:700;font-style:normal;overflow-wrap:anywhere}#coverage-documents .insurance-docs-subsection>summary:focus-visible{outline:.125rem solid var(--color-brand-primary);outline-offset:.125rem}#coverage-documents .insurance-docs-subsection__body>:is(p,ul,ol){margin:0 0 .25rem}#coverage-documents .insurance-docs-subsection__body>:last-child{margin-bottom:0}#document-2 .insurance-docs-subsection__body{font-style:italic}.insurance-v3 .cai-report-rich .smaarte-band-section a[href],.insurance-v3 .cai-report-rich .smaarte-band-section a[href]:hover,.insurance-v3 .cai-report-rich .smaarte-band-section a[href]:focus-visible,.insurance-v3 .smaarte-band-section a[href],.insurance-v3 .smaarte-band-section a[href]:hover,.insurance-v3 .smaarte-band-section a[href]:focus-visible{max-width:none;font-size:inherit;font-weight:inherit;color:inherit;overflow-wrap:normal;border-radius:0;margin:0;padding:0;-webkit-text-decoration:none;text-decoration:none;display:inline;background-color:transparent!important}.insurance-v3 .smaarte-band-section a.smaarte-band-cta-button,.insurance-v3 .cai-report-rich .smaarte-band-section a.smaarte-band-cta-button{letter-spacing:.01em;align-items:center;gap:.5rem;font-size:.875rem;font-weight:700;transition:background-color .2s ease-out,box-shadow .2s ease-out;background-color:var(--color-smaarte-gold)!important;color:var(--color-black)!important;border-radius:.5rem!important;padding:.625rem 1.25rem!important;text-decoration:none!important;display:inline-flex!important}.insurance-v3 .smaarte-band-section a.smaarte-band-cta-button:hover,.insurance-v3 .smaarte-band-section a.smaarte-band-cta-button:focus-visible,.insurance-v3 .cai-report-rich .smaarte-band-section a.smaarte-band-cta-button:hover,.insurance-v3 .cai-report-rich .smaarte-band-section a.smaarte-band-cta-button:focus-visible{box-shadow:0 0 0 4px var(--legacy-hex-14);background-color:var(--color-smaarte-gold-hover)!important;color:var(--color-black)!important}@supports (color:color-mix(in lab,red,red)){.insurance-v3 .smaarte-band-section a.smaarte-band-cta-button:hover,.insurance-v3 .smaarte-band-section a.smaarte-band-cta-button:focus-visible,.insurance-v3 .cai-report-rich .smaarte-band-section a.smaarte-band-cta-button:hover,.insurance-v3 .cai-report-rich .smaarte-band-section a.smaarte-band-cta-button:focus-visible{box-shadow:0 0 0 4px color-mix(in srgb,var(--color-smaarte-gold) 25%,transparent)}}.insurance-v3 .smaarte-band-section a.smaarte-band-cta-button:focus-visible{outline:2px solid var(--color-smaarte-gold);outline-offset:3px}@media(prefers-reduced-motion:reduce){.insurance-v3 .smaarte-band-section a.smaarte-band-cta-button{transition:none}}.insurance-v3 .cc-help-jump{border-top:1px solid var(--color-neutral-200);border-bottom:1px solid var(--color-neutral-200);flex-wrap:wrap;align-items:center;gap:.5rem .75rem;padding:.75rem 0;display:flex}.insurance-v3 .cc-help-jump__label{white-space:nowrap;flex:none}.insurance-v3 .cc-help-jump__list{flex-wrap:wrap;flex:100%;gap:.375rem;min-width:0;margin:0;padding:0;list-style:none;display:flex}.insurance-v3 .cc-help-jump__list>li{flex:auto;min-width:0;margin:0;padding:0}.insurance-v3 a.cc-help-jump__link{background:var(--color-brand-primary-light);width:100%;min-height:2.5rem;color:var(--color-brand-primary-dark);text-align:center;white-space:nowrap;border:1px solid transparent;justify-content:center;align-items:center;padding:.375rem .5rem;font-size:.9375rem;line-height:1.2;text-decoration:none;transition:background-color .15s,color .15s;display:flex}.insurance-v3 a.cc-help-jump__link:hover,.insurance-v3 a.cc-help-jump__link:focus-visible{border-color:var(--color-brand-primary);background:var(--color-brand-primary);color:var(--color-neutral-50)}.insurance-v3 a.cc-help-jump__link:focus-visible{outline:2px solid var(--color-brand-primary);outline-offset:2px}@media(max-width:63.99rem){.insurance-v3 a.cc-help-jump__link{min-height:2.75rem}}@media(max-width:39.99rem){.insurance-v3 .cc-help-jump{gap:.375rem .5rem;padding:.5rem 0}}@media(max-width:39.99rem){.insurance-v3 .cc-help-jump__list{gap:.25rem}}@media(max-width:39.99rem){.insurance-v3 a.cc-help-jump__link{padding:.25rem .5rem;font-size:.8125rem}}@media(min-width:64rem){.insurance-v3 .cc-help-jump{flex-wrap:nowrap}}@media(min-width:64rem){.insurance-v3 .cc-help-jump__list{flex-wrap:wrap;flex:auto;gap:.25rem}}@media(min-width:64rem){.insurance-v3 a.cc-help-jump__link{padding-left:.25rem;padding-right:.25rem;font-size:.8125rem}}@media(min-width:78rem){.insurance-v3 a.cc-help-jump__link{padding-left:.375rem;padding-right:.375rem;font-size:.875rem}}.insurance-v3 article:is(.reserves-refresh,.insurance-refresh) a[href]:not(:is(nav a,[role=button],.reserve-decision-link,.insurance-action-row a,.insurance-risk-tool,.insurance-prevention-card,.insurance-flow-figure>a:first-child,smaarte-cta-card a,.smaarte-band-section a,.section-heading-anchor,.guide-native__toc a)){color:var(--color-link);text-underline-offset:3px;font-size:inherit;background:0 0;border-radius:0;margin:0;padding:0;text-decoration:underline}.insurance-v3 article:is(.reserves-refresh,.insurance-refresh) a.gov-body-link[href]{display:inline}.insurance-v3 .cc-resource-hero{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);margin:1rem 0 1.5rem;overflow:hidden;background:var(--color-brand-primary-dark);border-bottom:6px solid var(--color-brand-accent)}.insurance-v3 .cc-resource-hero__copy{display:flex;min-width:0;flex-direction:column;justify-content:center;padding:2.5rem}.insurance-v3 .cc-resource-hero__kicker{margin-bottom:1rem;color:var(--color-brand-accent);font-size:1rem;font-weight:600}.insurance-v3 .cc-resource-hero__title{margin:0 0 1rem;color:var(--color-white);font-size:4rem;font-weight:700;line-height:1.05;letter-spacing:-.02em}.insurance-v3 .cc-resource-hero__lede{margin:0;color:var(--color-white);font-size:1.25rem;line-height:1.6}.insurance-v3 .cc-resource-hero__media{position:relative;min-width:0;min-height:24rem}.insurance-v3 .cc-resource-hero__art{position:absolute;inset:0;display:block;width:100%;height:100%;object-fit:cover;object-position:var(--hero-pos)}@media(width<=47.99rem){.insurance-v3 .cc-resource-hero{grid-template-columns:minmax(0,1fr)}}@media(width<=47.99rem){.insurance-v3 .cc-resource-hero__copy{padding:1.5rem}}@media(width<=47.99rem){.insurance-v3 .cc-resource-hero__title{font-size:2.75rem}}@media(width<=47.99rem){.insurance-v3 .cc-resource-hero__lede{font-size:1.125rem}}@media(width<=47.99rem){.insurance-v3 .cc-resource-hero__media{min-height:0;aspect-ratio:4/3}}@media(width<=47.99rem){.insurance-v3 .cc-resource-hero__art{object-position:var(--hero-pos-mobile)}}.insurance-v3 .cc-help-jump__swap{display:inline-grid;justify-items:center}.insurance-v3 .cc-help-jump__swap>span{grid-area:1/1}.insurance-v3 .cc-help-jump__alt{opacity:0}.insurance-v3 a.cc-help-jump__link:hover .cc-help-jump__main,.insurance-v3 a.cc-help-jump__link:focus-visible .cc-help-jump__main{opacity:0}.insurance-v3 a.cc-help-jump__link:hover .cc-help-jump__alt,.insurance-v3 a.cc-help-jump__link:focus-visible .cc-help-jump__alt{opacity:1}.insurance-v3 .smaarte-cta,.insurance-v3 .smaarte-cta :before,.insurance-v3 .smaarte-cta :after{box-sizing:border-box}.insurance-v3 .smaarte-cta{--smaarte-gold: var(--color-smaarte-gold);position:relative;isolation:isolate;container-type:inline-size;border-radius:var(--radius-2xl);background:var(--color-black);color:var(--color-white);font-family:var(--font-sans);box-shadow:inset 0 0 0 1px color-mix(in srgb,var(--smaarte-gold) 25%,transparent)}.insurance-v3 .smaarte-cta:before{content:"";position:absolute;inset:0;pointer-events:none;border-radius:inherit;background:linear-gradient(90deg,transparent,color-mix(in srgb,var(--smaarte-gold) 55%,transparent),transparent) center top/86% 1px no-repeat}.insurance-v3 .smaarte-cta:focus-within,.insurance-v3 .smaarte-cta:hover{z-index:2}.insurance-v3 .smaarte-cta__layout{display:grid;grid-template-columns:minmax(0,1fr);grid-template-areas:"logo""action""bullets";gap:16px;padding:24px 16px;min-width:0}.insurance-v3 .smaarte-cta .smaarte-cta__logo{grid-area:logo;position:relative;justify-self:center;align-self:center;width:min(100%,280px);max-width:100%;margin:0;border-radius:var(--radius-sm);display:block!important;padding:0!important}.insurance-v3 .smaarte-cta__logo:before{content:"";position:absolute;inset:-38px -18px;z-index:-1;pointer-events:none;background:radial-gradient(ellipse,color-mix(in srgb,var(--smaarte-gold) 22%,transparent),transparent 70%);opacity:.85;transition:opacity .24s ease-out}.insurance-v3 .smaarte-cta:focus-within .smaarte-cta__logo:before,.insurance-v3 .smaarte-cta:hover .smaarte-cta__logo:before{opacity:1}.insurance-v3 .smaarte-cta__logo img{display:block;width:100%;height:auto}.insurance-v3 .smaarte-cta__action{grid-area:action;display:flex;justify-content:center;align-items:flex-start;text-align:center;min-width:0}.insurance-v3 .smaarte-cta a.smaarte-band-cta-button{align-items:center;justify-content:center;gap:10px;min-height:32px;max-width:100%;font:700 14px/24px var(--font-sans);letter-spacing:.01em;transition:box-shadow .24s ease-out;display:inline-flex!important;padding:4px 18px!important;border-radius:var(--radius-lg)!important;background:var(--smaarte-gold)!important;color:var(--color-black)!important;text-decoration:none!important}.insurance-v3 .smaarte-cta a.smaarte-band-cta-button:hover,.insurance-v3 .smaarte-cta a.smaarte-band-cta-button:focus-visible{box-shadow:0 0 0 2px color-mix(in srgb,var(--smaarte-gold) 35%,transparent),0 0 18px color-mix(in srgb,var(--smaarte-gold) 45%,transparent),0 0 32px color-mix(in srgb,var(--smaarte-gold) 18%,transparent);background:var(--smaarte-gold)!important}.insurance-v3 .smaarte-band-section.smaarte-cta a.smaarte-band-cta-button[href],.insurance-v3 .smaarte-band-section.smaarte-cta a.smaarte-band-cta-button[href]:hover,.insurance-v3 .smaarte-band-section.smaarte-cta a.smaarte-band-cta-button[href]:focus-visible{background:var(--smaarte-gold)!important;color:var(--color-black)!important;padding:4px 18px!important}.insurance-v3 .smaarte-cta a:focus-visible{outline:2px solid var(--smaarte-gold);outline-offset:4px}.insurance-v3 .smaarte-cta .smaarte-cta__bullets{grid-area:bullets;display:grid;gap:2px;min-width:0;margin:0;padding:0;list-style:none}.insurance-v3 .smaarte-cta .smaarte-cta__item{display:grid;grid-template-columns:6px minmax(0,1fr);align-items:center;gap:10px;min-width:0;min-height:44px;margin:0;padding:6px 0;font:400 16px/24px var(--font-sans);font-style:normal;color:var(--smaarte-gold);overflow-wrap:anywhere}.insurance-v3 .smaarte-cta__item:before{content:"";width:4px;height:4px;background:currentColor}@container (width>=1000px){.insurance-v3 .smaarte-cta__layout{grid-template-columns:280px minmax(0,1fr);grid-template-rows:auto 1fr;grid-template-areas:"logo bullets""action bullets";column-gap:32px;row-gap:0;padding:20px 28px}}@container (width>=1000px){.insurance-v3 .smaarte-cta .smaarte-cta__logo{align-self:start;margin-top:4px}}@container (width>=1000px){.insurance-v3 .smaarte-cta__action{margin-top:8px}}@container (width>=1000px){.insurance-v3 .smaarte-cta .smaarte-cta__bullets{align-self:start}}@container (width>=1000px){.insurance-v3 .smaarte-cta .smaarte-cta__item{min-height:28px;padding-block:2px}}@media(prefers-reduced-motion:reduce){.insurance-v3 .smaarte-cta,.insurance-v3 .smaarte-cta :before,.insurance-v3 .smaarte-cta :after{transition:none!important;animation:none!important}}.insurance-v3 .insurance-topic-icon{display:inline-block;flex:0 0 1.5rem;width:1.5rem;height:1.5rem;color:var(--color-brand-primary);vertical-align:middle}.insurance-v3 .insurance-ho6-guide{width:100%;max-width:none;margin:2rem auto;color:var(--color-neutral-800);font-size:1rem;line-height:1.625}.insurance-v3 .insurance-ho6-guide :is(section,div,li){min-width:0}.insurance-v3 .insurance-ho6-guide :is(h1,h2,h3,h4,p,li){max-width:none}.insurance-v3 .insurance-ho6-guide :is(h1,h2,h3,h4){text-transform:none;font-weight:700;line-height:1.3}.insurance-v3 .insurance-ho6-guide .ho6-title{margin:0 0 2rem;font-size:2.5rem;text-align:center;color:var(--color-brand-primary-dark)}.insurance-v3 .insurance-ho6-guide h2{font-size:1.75rem;margin:0 0 1.25rem;color:var(--color-brand-primary)}.insurance-v3 .insurance-ho6-guide h3{font-size:1.25rem;margin:0 0 .75rem;color:var(--color-brand-primary-dark)}.insurance-v3 .insurance-ho6-guide h3{display:flex;align-items:center;gap:.75rem}.insurance-v3 .insurance-ho6-guide h4{font-size:1.125rem;margin:0 0 .75rem}.insurance-v3 .insurance-ho6-guide p{margin:0 0 1rem}.insurance-v3 .ho6-section,.insurance-v3 .ho6-system,.insurance-v3 .ho6-reference{margin-bottom:2rem;border:1px solid var(--color-neutral-500);border-radius:.75rem;padding:1.5rem}.insurance-v3 .ho6-system{background:var(--color-brand-primary-light)}.insurance-v3 .ho6-card{margin-top:1rem;padding:1.25rem;border:1px solid var(--color-neutral-500);border-radius:.5rem;background:var(--color-white)}.insurance-v3 .ho6-card>:last-child{margin-bottom:0}.insurance-v3 .ho6-callout{margin-block:1rem;padding:1rem;border-left:4px solid var(--color-brand-primary);border-radius:.375rem}.insurance-v3 .ho6-callout>:last-child{margin-bottom:0}.insurance-v3 .ho6-callout--caution{background:color-mix(in srgb,var(--color-brand-accent) 18%,var(--color-white));border-color:var(--color-brand-accent)}.insurance-v3 .ho6-callout--information{background:var(--color-brand-primary-light)}.insurance-v3 .ho6-callout--critical{background:color-mix(in srgb,var(--cc-status-red) 8%,var(--color-white));border-color:var(--cc-status-red)}.insurance-v3 .ho6-callout--covered,.insurance-v3 .ho6-master-coverages{background:color-mix(in srgb,var(--cc-status-green) 8%,var(--color-white));border-color:var(--cc-status-green)}.insurance-v3 .ho6-master-coverages{padding:1rem;border:1px solid var(--color-neutral-500);border-radius:.5rem}.insurance-v3 .ho6-master-coverages ul{display:flex;flex-wrap:wrap;gap:.5rem;padding:0;list-style:none}.insurance-v3 .ho6-master-coverages li{padding:.5rem .75rem;background:var(--color-white);border:1px solid var(--color-neutral-500);border-radius:.375rem}.insurance-v3 .ho6-reference blockquote{margin:0}.insurance-v3 .ho6-assessment-examples{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}.insurance-v3 .ho6-riders{list-style:none;padding:0;margin:0}.insurance-v3 .ho6-riders li{border-bottom:1px solid var(--color-neutral-200);padding:1rem 0}.insurance-v3 .ho6-riders li{display:grid;grid-template-columns:1.5rem minmax(0,1fr);gap:.75rem}.insurance-v3 .ho6-riders li:last-child{border-bottom:0}.insurance-v3 .ho6-issuer,.insurance-v3 .ho6-safeco-panel{background:var(--color-neutral-50)}.insurance-v3 .ho6-safeco-panel{padding:1rem;margin-block:1rem;border-radius:.5rem}.insurance-v3 .ho6-safeco-panel ul{list-style:outside;padding-left:1.5rem}.insurance-v3 .ho6-safeco-panel li+li{margin-top:.5rem}.insurance-v3 .ho6-disclaimer{text-align:center;padding:1rem 0}.insurance-v3 .insurance-ho6-guide a{color:var(--color-link);text-decoration:underline;text-underline-offset:3px;overflow-wrap:anywhere}.insurance-v3 .insurance-ho6-guide a:hover{color:var(--color-link-hover)}.insurance-v3 .insurance-ho6-guide a:focus-visible{outline:2px solid var(--color-brand-primary);outline-offset:4px}@media(width<=767px){.insurance-v3 .insurance-ho6-guide .ho6-title{font-size:2rem}}@media(width<=767px){.insurance-v3 .insurance-ho6-guide h2{font-size:1.5rem}}@media(width<=767px){.insurance-v3 .ho6-section,.insurance-v3 .ho6-system,.insurance-v3 .ho6-reference,.insurance-v3 .ho6-card{padding:1rem}}@media(width<=767px){.insurance-v3 .ho6-assessment-examples{grid-template-columns:minmax(0,1fr)}}.insurance-v3 .ho6-disclosure>summary{cursor:pointer;padding:.25rem 0;color:var(--color-neutral-900)}.insurance-v3 .ho6-disclosure>summary h2{display:inline;color:var(--color-brand-primary-dark)}.insurance-v3 .ho6-summary-hook{display:block;margin:.75rem 0 0;font-size:1rem;font-weight:500;color:var(--color-neutral-800)}.insurance-v3 .ho6-disclosure-content{padding-top:1.5rem}.insurance-v3 .insurance-ho6-guide .ho6-card,.insurance-v3 .insurance-ho6-guide .ho6-callout,.insurance-v3 .insurance-ho6-guide .ho6-master-coverages{color:var(--color-neutral-900)}.insurance-v3 .insurance-ho6-guide .insurance-coverage-policy{color:var(--color-neutral-800)}.insurance-v3 .insurance-ho6-guide .insurance-coverage-grid{margin:1.5rem 0}.insurance-v3 .insurance-ho6-guide .insurance-coverage-card{height:100%}.insurance-v3 .insurance-ho6-guide .ho6-outcome-list{list-style:none;padding:0}.insurance-v3 .ho6-outcome-list li{margin:0}.insurance-v3 .ho6-minimum-coverages{border-top:1px solid var(--color-neutral-300);padding-top:1rem}.insurance-v3 .ho6-system>.ho6-card>p:not([data-ho6-deductible]){max-width:80ch}.insurance-v3 .ho6-riders{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}.insurance-v3 .ho6-riders li{padding:1rem;border:1px solid var(--color-neutral-300);border-radius:.5rem;align-content:start;background:var(--color-white);color:var(--color-neutral-900)}.insurance-v3 .ho6-riders li:last-child{border-bottom:1px solid var(--color-neutral-300)}.insurance-v3 .ho6-riders .ho6-example{grid-column:2}.insurance-v3 .ho6-example{position:relative;margin-top:auto;padding-top:1rem;padding-bottom:5rem}.insurance-v3 .ho6-example::details-content{content-visibility:visible}.insurance-v3 .ho6-example summary{cursor:pointer;font-weight:600;color:var(--color-brand-primary-dark)}.insurance-v3 .ho6-example p{position:absolute;top:3rem;left:0;right:0;padding:.5rem;margin:0;background:var(--color-neutral-50);color:var(--color-neutral-900);border-left:3px solid var(--color-brand-primary);visibility:hidden;font-size:.875rem;line-height:1.4}.insurance-v3 .ho6-example[open] p,.insurance-v3 .ho6-example:focus-within p,.insurance-v3 .ho6-card:hover .ho6-example p,.insurance-v3 .ho6-riders li:hover .ho6-example p{visibility:visible}.insurance-v3 .insurance-ho6-guide summary:focus-visible{outline:2px solid var(--color-brand-primary);outline-offset:4px}@media(width<=767px){.insurance-v3 .ho6-riders{grid-template-columns:minmax(0,1fr)}}.insurance-v3 .insurance-ho6-guide details.insurance-coverage-card{display:block}.insurance-v3 .insurance-ho6-guide details.insurance-coverage-card>summary{cursor:pointer;color:var(--color-brand-primary-dark)}.insurance-v3 .insurance-ho6-guide details.insurance-coverage-card>summary h3{display:inline-flex;margin:0}.insurance-v3 .ho6-card-content{padding-top:1.25rem}.insurance-v3 .ho6-card-content .ho6-example{margin-top:1rem}.insurance-v3 .insurance-ho6-guide a{color:var(--color-brand-primary)}.insurance-v3 .insurance-ho6-guide a:hover{color:var(--color-brand-primary-dark)}.insurance-v3.insurance-refresh .insurance-body{width:100%;max-width:none;margin-inline:auto}.insurance-v3.insurance-refresh .insurance-section{width:100%;max-width:none;margin:0 0 48px}.insurance-v3.insurance-refresh .insurance-section>p,.insurance-v3.insurance-refresh .insurance-case-list p,.insurance-v3.insurance-refresh .insurance-section li{max-width:none}.insurance-v3.insurance-refresh .insurance-section-label{font-size:14px;font-weight:600;color:var(--color-neutral-700);margin-bottom:8px}.insurance-v3.insurance-refresh .insurance-muted{color:var(--color-neutral-700)}.insurance-v3.insurance-refresh .insurance-figures-band{padding:24px;background:var(--color-neutral-50);border-top:1px solid var(--color-neutral-200);border-bottom:1px solid var(--color-neutral-200)}.insurance-v3.insurance-refresh .insurance-figures-band h2{font-size:24px;margin-bottom:24px}.insurance-v3.insurance-refresh .insurance-figure-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.insurance-v3.insurance-refresh .insurance-figure-card{padding:0 16px;border-right:1px solid var(--color-neutral-300);display:flex;flex-direction:column;align-items:flex-start;gap:8px}.insurance-v3.insurance-refresh .insurance-figure-card:first-child{padding-left:0}.insurance-v3.insurance-refresh .insurance-figure-card:last-child{border:0;padding-right:0}.insurance-v3.insurance-refresh .insurance-figure-value{font-size:48px;font-weight:700;line-height:1.1;color:var(--color-brand-primary);margin:0}.insurance-v3.insurance-refresh .insurance-figure-card h3{font-size:16px;line-height:1.5;margin:0;font-weight:600}.insurance-v3.insurance-refresh .insurance-figure-date{font-size:14px;margin:auto 0 0}.insurance-v3.insurance-refresh .insurance-route-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;padding:0;list-style:none;margin:24px 0}.insurance-v3.insurance-refresh .insurance-route-card{margin:0!important;padding:20px;background:var(--color-brand-primary-light);border-left:4px solid var(--color-brand-primary)}.insurance-v3.insurance-refresh .insurance-route-card h3{font-size:18px;margin:12px 0}.insurance-v3.insurance-refresh .insurance-route-card p{font-size:16px;margin:0}.insurance-v3.insurance-refresh .insurance-route-card svg{display:block;width:28px;height:28px;color:var(--color-brand-primary)}.insurance-v3.insurance-refresh .insurance-callout{margin:24px 0;padding:20px 24px;background:var(--color-brand-primary-light);border-left:4px solid var(--color-brand-primary);color:var(--color-brand-primary-dark)}.insurance-v3.insurance-refresh .insurance-callout p{margin:0}.insurance-v3.insurance-refresh .insurance-callout--warning{background:color-mix(in srgb,var(--color-brand-accent) 20%,var(--color-neutral-50));border-left-color:var(--color-brand-accent);color:var(--color-neutral-900)}.insurance-callout__lead{text-decoration:underline;text-underline-offset:.15em}.insurance-v3.insurance-refresh .insurance-market-lede{font-size:18px;font-weight:600}.insurance-v3.insurance-refresh .insurance-drivers{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 32px;padding:16px 16px 16px 40px;border-left:4px solid var(--color-brand-primary);background:var(--color-neutral-50)}.insurance-v3.insurance-refresh .insurance-drivers li{margin:0}.insurance-v3.insurance-refresh .insurance-driver-label{font-weight:600}.insurance-v3.insurance-refresh .insurance-risk-tools{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;padding:0;list-style:none}.insurance-v3.insurance-refresh .insurance-risk-tools li{margin:0}.insurance-v3.insurance-refresh .insurance-risk-tool{display:flex;align-items:center;gap:12px;padding:16px;border:1px solid var(--color-neutral-500);border-radius:8px;height:100%;font-size:16px;line-height:1.45;text-decoration:none}.insurance-v3.insurance-refresh .insurance-risk-tool strong{display:block;text-decoration:underline;text-underline-offset:3px;font-weight:600}.insurance-v3.insurance-refresh .insurance-risk-tool__description{display:block;margin-top:4px;color:var(--color-neutral-700);font-size:14px}.insurance-v3.insurance-refresh .insurance-risk-tool__logo{width:40px;height:40px;flex:0 0 40px;object-fit:contain}.insurance-v3.insurance-refresh .insurance-case-law{margin-top:32px;border-top:1px solid var(--color-neutral-200);padding-top:24px}.insurance-v3.insurance-refresh .insurance-case-list{list-style:none;padding:0}.insurance-v3.insurance-refresh .insurance-case-list>li{padding:16px 0;border-bottom:1px solid var(--color-neutral-200);margin:0}.insurance-v3.insurance-refresh .insurance-case-list a{display:block}.insurance-v3.insurance-refresh .insurance-case-list p{margin:12px 0 0;font-size:16px}.insurance-v3.insurance-refresh .insurance-prevention-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:24px 0}.insurance-v3.insurance-refresh .insurance-prevention-card{border:1px solid var(--color-neutral-500);border-radius:8px;padding:20px;display:flex;flex-direction:column;justify-content:center;align-items:flex-start;gap:12px;text-decoration:none}.insurance-v3.insurance-refresh .insurance-prevention-card>span:last-child{font-weight:600;text-decoration:underline}.insurance-v3.insurance-refresh .insurance-prevention-card img{height:96px;width:100%;object-fit:contain}.insurance-v3.insurance-refresh .insurance-prevention-card p{color:var(--color-neutral-700);margin:0}.insurance-v3.insurance-refresh .insurance-action-row{display:flex;flex-wrap:wrap;gap:12px;margin:16px 0}.insurance-v3.insurance-refresh .insurance-action-row a{display:inline-block;padding:10px 12px;border:1px solid var(--color-neutral-300);border-radius:6px;font-size:16px}.insurance-v3.insurance-refresh .insurance-action-row svg{display:none}.insurance-v3.insurance-refresh .insurance-coverage-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;list-style:none;padding:0;align-items:stretch}.insurance-v3.insurance-refresh .insurance-coverage-card{margin:0!important;display:flex;flex-direction:column;padding:24px;border:1px solid var(--color-neutral-500);border-radius:8px;height:100%}.insurance-v3.insurance-refresh .insurance-coverage-card h3{font-size:20px;line-height:1.3;margin-bottom:8px}.insurance-v3.insurance-refresh .insurance-coverage-policy{color:var(--color-neutral-700);font-size:14px;margin-bottom:16px}.insurance-v3.insurance-refresh .insurance-coverage-card dl{margin:0;display:flex;flex-direction:column;gap:4px}.insurance-v3.insurance-refresh .insurance-coverage-card dt{font-weight:600;color:var(--color-neutral-900);font-size:14px;margin-top:12px}.insurance-v3.insurance-refresh .insurance-coverage-card dt:first-child{margin-top:0}.insurance-v3.insurance-refresh .insurance-coverage-card dd{margin:0;font-size:16px}.insurance-v3.insurance-refresh .insurance-loss-examples{margin:24px 0}.insurance-v3.insurance-refresh .insurance-loss-example-grid{list-style:none;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.insurance-v3.insurance-refresh .insurance-loss-example-grid>li{padding:20px;border-left:4px solid var(--color-brand-primary);background:var(--color-neutral-50);margin:0}.insurance-v3.insurance-refresh .insurance-flow-figure{position:relative}.insurance-v3.insurance-refresh .insurance-flow-figure>a:first-child{position:absolute;right:8px;top:8px;background:var(--color-white);padding:8px;border:1px solid var(--color-neutral-300)}.insurance-v3.insurance-refresh .insurance-flow-figure>a:last-child img{max-width:801px;margin:auto}.insurance-v3.insurance-refresh .insurance-icon{display:inline-block;width:24px;height:24px;vertical-align:middle}.insurance-v3.insurance-refresh .insurance-disclosure{border:1px solid var(--color-neutral-500);border-radius:8px;margin:16px 0;background:var(--color-white);min-width:0}.insurance-v3.insurance-refresh .insurance-disclosure>summary{cursor:pointer;padding:16px 20px;font-weight:600;color:var(--color-brand-primary-dark);font-size:18px;line-height:1.5}.insurance-v3.insurance-refresh .insurance-disclosure[open]>summary{background:var(--color-neutral-50);border-bottom:1px solid var(--color-neutral-200)}.insurance-v3.insurance-refresh .insurance-disclosure__body{padding:24px}.insurance-v3.insurance-refresh .insurance-quarter{margin-bottom:24px}.insurance-v3.insurance-refresh .insurance-quarter>h3{font-size:18px;padding-bottom:12px;border-bottom:1px solid var(--color-neutral-300)}.insurance-v3.insurance-refresh .insurance-article-list{list-style:none;margin:0;padding:0}.insurance-v3.insurance-refresh .insurance-article-list>li{margin:0;padding:16px 0;border-bottom:1px solid var(--color-neutral-200)}.insurance-v3.insurance-refresh .insurance-article-list a{font-weight:500;line-height:1.55}.insurance-v3.insurance-refresh .insurance-article-meta{font-size:14px;margin:4px 0 0;color:var(--color-neutral-700)}.insurance-v3.insurance-refresh .insurance-guide-toc{padding:16px;background:var(--color-neutral-50);margin:0 0 24px;border-left:4px solid var(--color-brand-primary)}.insurance-v3.insurance-refresh .insurance-guide-toc summary{font-size:16px;font-weight:600}.insurance-v3.insurance-refresh .insurance-guide-toc ul{margin:8px 0 0}.insurance-v3.insurance-refresh .insurance-guide-document article{font-size:16px;line-height:1.65}.insurance-v3.insurance-refresh .insurance-guide-document article h3{color:var(--color-brand-primary);font-size:24px;margin:24px 0 16px}.insurance-v3.insurance-refresh .insurance-guide-document article h4{font-size:18px;margin:24px 0 12px}.insurance-v3.insurance-refresh .insurance-guide-source{font-size:14px;margin:12px 0}.insurance-v3.insurance-refresh .insurance-guide-source a{display:inline-flex;gap:8px;margin-right:8px}.insurance-v3.insurance-refresh .insurance-guide-image{max-width:648px;margin:16px auto}.insurance-v3.insurance-refresh .insurance-guide-document figure{margin:24px 0}.insurance-v3.insurance-refresh .insurance-guide-document table{table-layout:fixed;width:100%;border-collapse:collapse;font-size:16px}.insurance-v3.insurance-refresh .insurance-guide-document td,.insurance-v3.insurance-refresh .insurance-guide-document th{padding:8px;border:1px solid var(--color-neutral-300);overflow-wrap:anywhere;vertical-align:top}.insurance-v3.insurance-refresh .insurance-seismic img{width:100%;height:auto}.insurance-v3.insurance-refresh .insurance-terms-layout{display:flex;flex-direction:column;gap:24px}.insurance-v3.insurance-refresh .insurance-terms-layout>div:first-child img{max-height:500px;width:auto;margin:auto}.insurance-v3.insurance-refresh hr{border:0;border-top:1px solid var(--color-neutral-200);margin:24px 0}@media(max-width:767px){.insurance-v3.insurance-refresh main{padding:0 16px}}@media(max-width:767px){.insurance-v3.insurance-refresh .site-header-inner{padding:16px;gap:8px}}@media(max-width:767px){.insurance-v3.insurance-refresh .site-wordmark{font-size:16px}}@media(max-width:767px){.insurance-v3.insurance-refresh .site-nav-context{display:none}}@media(max-width:767px){.insurance-v3.insurance-refresh .site-menu-label{display:inline}}@media(max-width:767px){.insurance-v3.insurance-refresh .page-chrome{padding:16px 16px 0;flex-direction:column;align-items:flex-start;gap:12px}}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-section{margin-bottom:32px}}@media(max-width:767px){.insurance-v3.insurance-refresh h2{font-size:24px}}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-figures-band{padding:20px}}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-figure-grid,.insurance-v3.insurance-refresh .insurance-route-grid,.insurance-v3.insurance-refresh .insurance-risk-tools,.insurance-v3.insurance-refresh .insurance-coverage-grid,.insurance-v3.insurance-refresh .insurance-loss-example-grid,.insurance-v3.insurance-refresh .insurance-prevention-grid,.insurance-v3.insurance-refresh .insurance-drivers{grid-template-columns:minmax(0,1fr)}}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-figure-card,.insurance-v3.insurance-refresh .insurance-figure-card:first-child,.insurance-v3.insurance-refresh .insurance-figure-card:last-child{border:0;border-bottom:1px solid var(--color-neutral-200);padding:16px 0}}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-figure-card:first-child{padding-top:0}}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-figure-card:last-child{border:0;padding-bottom:0}}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-figure-value{font-size:40px}}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-figures-band h2{font-size:24px}}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-route-card{padding:20px}}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-callout{padding:16px 20px}}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-coverage-card{height:auto;padding:20px}}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-disclosure>summary{padding:16px;font-size:18px}}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-disclosure__body{padding:16px}}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-action-row{flex-direction:column;align-items:stretch}}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-action-row a{width:100%}}.insurance-v3.insurance-refresh .insurance-flow-figure>a:last-child img{max-width:min(100%,801px)}.insurance-v3.insurance-refresh .insurance-guide-image{max-width:min(100%,648px)}@media(prefers-reduced-motion:reduce){.insurance-v3.insurance-refresh html{scroll-behavior:auto}}.insurance-v3.insurance-refresh .insurance-body{color:var(--color-neutral-800);font-size:1rem;line-height:1.625}.insurance-v3.insurance-refresh .insurance-body :is(p,li,h2,h3,h4){max-width:none}.insurance-v3.insurance-refresh .insurance-body :is(h2,h3,h4){text-transform:none}.insurance-v3.insurance-refresh .insurance-body h2{color:var(--color-brand-primary);font-size:1.875rem;margin:0 0 1.25rem;font-weight:700;line-height:1.25}.insurance-v3.insurance-refresh .insurance-body h3{font-size:1.25rem;font-weight:700;line-height:1.35;margin:1.5rem 0 .75rem}.insurance-v3.insurance-refresh .insurance-body :is(p,ul,ol,dl,figure){margin-bottom:1rem}.insurance-v3.insurance-refresh .insurance-body :is(ul,ol):not(.insurance-coverage-grid,.insurance-risk-tools,.insurance-route-grid,.insurance-article-list,.insurance-loss-example-grid,.insurance-case-list,.ho6-riders,[data-master-coverages]){padding-left:1.5rem;list-style-type:disc}.insurance-v3.insurance-refresh .insurance-body ol.insurance-drivers{list-style-type:decimal;padding-left:2.5rem}.insurance-v3.insurance-refresh .insurance-body a{color:var(--color-link);text-decoration:underline;text-underline-offset:3px;overflow-wrap:anywhere}.insurance-v3.insurance-refresh .insurance-body a:hover{color:var(--color-link-hover)}.insurance-v3.insurance-refresh .insurance-body a:focus-visible,.insurance-v3.insurance-refresh summary:focus-visible{outline:2px solid var(--color-brand-primary);outline-offset:4px}.insurance-v3.insurance-refresh .insurance-body img{max-width:100%;height:auto}.insurance-v3.insurance-refresh .insurance-risk-tools .insurance-risk-tool__logo{width:2.5rem;height:2.5rem;object-fit:contain}.insurance-v3.insurance-refresh .insurance-body svg{width:1.5rem;height:1.5rem}.insurance-v3.insurance-refresh .insurance-body hr{border:0;border-top:1px solid var(--color-neutral-300);margin:1.5rem 0}.insurance-v3.insurance-refresh .insurance-body :is([id],[data-document-link],.insurance-disclosure__body,.insurance-section){scroll-margin-top:7rem}.insurance-v3.insurance-refresh .insurance-body :is(section,div,li){min-width:0}.insurance-v3.insurance-refresh .insurance-coverage-policy,.insurance-v3.insurance-refresh .insurance-coverage-card dt{font-size:1rem}.insurance-v3.insurance-refresh .insurance-coverage-card h3{display:flex;align-items:center;gap:.75rem}.insurance-v3.insurance-refresh .insurance-reminders{padding:1.25rem;background:var(--color-neutral-50);border-left:4px solid var(--color-brand-secondary)}.insurance-v3.insurance-refresh .insurance-figure-date{font-size:1rem}.insurance-v3.insurance-refresh .insurance-footer-links{display:flex;gap:1.5rem;padding-top:1rem;border-top:1px solid var(--color-neutral-200)}.insurance-v3.insurance-refresh .insurance-workers-content{margin-top:2rem}.insurance-v3.insurance-refresh .insurance-native-guides .guide-native__layout{display:block}.insurance-v3.insurance-refresh .insurance-native-guides .guide-native__toc{position:static;padding:1.25rem;margin-bottom:2rem;border-left:4px solid var(--color-brand-primary);background:var(--color-neutral-50)}.insurance-v3.insurance-refresh .insurance-native-guides .guide-native__document{border-top:1px solid var(--color-neutral-300);margin-top:2rem;padding-top:2rem}.insurance-v3.insurance-refresh .insurance-native-guides .guide-native__source,.insurance-v3.insurance-refresh .insurance-native-guides .cc-native-guide__open-links{font-size:.875rem}.insurance-v3.insurance-refresh .insurance-native-guides .cc-native-guide__open-links{display:flex;align-items:center;gap:.5rem}.insurance-v3.insurance-refresh .insurance-native-guides .cc-native-guide__open-icon svg{width:1rem;height:1rem}.insurance-v3.insurance-refresh .insurance-reference-row{padding:1rem;margin-block:1rem;background:var(--color-neutral-50);border-left:3px solid var(--color-brand-secondary)}.insurance-v3.insurance-refresh .insurance-reference-item+.insurance-reference-item{margin-top:1rem}.insurance-v3.insurance-refresh .insurance-native-guides .guide-native__image-row img{display:inline-block;vertical-align:middle}.insurance-v3.insurance-refresh .insurance-native-guides .guide-native__content>p:has(img){text-align:center}.insurance-v3.insurance-refresh .insurance-native-guides .guide-native__content>p>img{max-width:min(100%,648px);margin-inline:auto}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-body h2{font-size:1.5rem}}@media(min-width:1024px){.insurance-v3.insurance-refresh .insurance-terms-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,2fr);align-items:start}}.insurance-v3.insurance-refresh .insurance-section>p:not(.insurance-action-row),.insurance-v3.insurance-refresh .insurance-case-list p{max-width:80ch}.insurance-v3.insurance-refresh .insurance-body{color:var(--color-ink)}.insurance-v3.insurance-refresh summary{min-height:2.75rem}.insurance-v3.insurance-refresh .cc-resource-hero{background:var(--color-white)}.insurance-v3.insurance-refresh .cc-resource-hero__copy{padding:1.5rem}.insurance-v3.insurance-refresh .cc-resource-hero__kicker{color:var(--color-ink)}.insurance-v3.insurance-refresh .cc-resource-hero__title{color:var(--color-ink);font-size:3.75rem}.insurance-v3.insurance-refresh .cc-resource-hero__lede{color:var(--color-ink);font-size:1rem;line-height:1.625}.insurance-v3.insurance-refresh .cc-resource-hero__media{min-height:16rem}.insurance-v3.insurance-refresh .insurance-section{margin-bottom:2rem}.insurance-v3.insurance-refresh .insurance-figure-grid{grid-auto-rows:1fr}.insurance-v3.insurance-refresh .insurance-figure-card{align-items:center;justify-content:flex-start;text-align:center;gap:.375rem}.insurance-v3.insurance-refresh .insurance-figure-card .insurance-figure-value{margin:0}.insurance-v3.insurance-refresh .insurance-figure-card h3{margin:0;font-size:1rem;line-height:1.5}.insurance-v3.insurance-refresh .insurance-figure-card .insurance-figure-date{margin:0}.insurance-v3.insurance-refresh .insurance-figures-band h2{margin-bottom:1.25rem}.insurance-v3.insurance-refresh .insurance-route-card h3{margin:.75rem 0}.insurance-v3.insurance-refresh .insurance-body li+li{margin-top:.25rem}.insurance-v3.insurance-refresh .insurance-risk-tools li+li{margin:0}.insurance-v3.insurance-refresh .insurance-risk-tool{flex-direction:column;align-items:center;text-align:center;gap:.75rem}.insurance-v3.insurance-refresh .insurance-risk-tools .insurance-risk-tool__logo{width:100%;height:7.5rem;flex:0 0 7.5rem;object-fit:contain}.insurance-v3.insurance-refresh .insurance-body .insurance-disclosure__body>.insurance-section{margin-bottom:0}.insurance-v3.insurance-refresh .insurance-body .insurance-disclosure__body .insurance-section>h2:first-child{display:none}.insurance-v3.insurance-refresh .insurance-disclosure>summary{min-height:2.75rem}.insurance-v3.insurance-refresh .insurance-disclosure .insurance-disclosure__body{color:var(--color-ink)}.insurance-v3.insurance-refresh .insurance-prevention-card{min-height:2.75rem}.insurance-v3.insurance-refresh [data-document-link] .insurance-prevention-card :is(h2,h3,h4){margin:0;font-size:1.25rem;line-height:1.35}.insurance-v3.insurance-refresh [data-document-link] .insurance-prevention-card{flex-direction:row;align-items:center;justify-content:space-between}.insurance-v3.insurance-refresh a.smaarte-band-cta-button{min-height:2.75rem!important}.insurance-v3.insurance-refresh .insurance-body .insurance-action-row a{min-height:2.75rem}.insurance-v3.insurance-refresh .insurance-figure-date a{display:inline-flex;align-items:center;min-height:2.75rem}.insurance-v3.insurance-refresh .ho6-section,.insurance-v3.insurance-refresh .ho6-system{margin-bottom:1.5rem}.insurance-v3.insurance-refresh .ho6-title{font-size:1.875rem;text-align:left;margin-bottom:1.25rem}.insurance-v3.insurance-refresh .ho6-master-coverages li,.insurance-v3.insurance-refresh .ho6-issuer{margin:0}.insurance-v3.insurance-refresh :is(.insurance-ho6-guide,.ho6-card-content,.ho6-callout,.ho6-safeco-panel){color:var(--color-ink)}.insurance-v3.insurance-refresh>.cc-help-jump{gap:.5rem 1rem;flex-wrap:nowrap;align-items:flex-start;border-top:0;margin-bottom:2rem}.insurance-v3.insurance-refresh>.cc-help-jump .cc-help-jump__label{padding-top:.75rem}.insurance-v3.insurance-refresh>.cc-help-jump .cc-help-jump__list{flex:1 1 0}.insurance-v3.insurance-refresh>.cc-help-jump a.cc-help-jump__link{min-height:2.75rem}.insurance-v3.insurance-refresh>.cc-help-jump a.cc-help-jump__link{font-size:1rem}.insurance-v3.insurance-refresh :is(a,summary,button):focus-visible{outline:2px solid var(--color-brand-primary);outline-offset:4px}.insurance-v3.insurance-refresh .insurance-body :is(p,li,dd){overflow-wrap:anywhere}@media(max-width:767px){.insurance-v3.insurance-refresh .cc-resource-hero__title{font-size:2.25rem}}@media(max-width:767px){.insurance-v3.insurance-refresh .cc-resource-hero__media{min-height:0;aspect-ratio:16/9}}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-risk-tools{grid-template-columns:minmax(0,1fr)}}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-risk-tools .insurance-risk-tool__logo{height:9rem;flex-basis:9rem}}@media(max-width:767px){.insurance-v3.insurance-refresh .ho6-title{font-size:1.5rem}}.insurance-v3.insurance-refresh .insurance-risk-tool{color:var(--color-link)}.insurance-v3.insurance-refresh [data-document-link] .insurance-prevention-card,.insurance-v3.insurance-refresh [data-document-link] .insurance-prevention-card :is(h2,h3,h4){color:var(--color-link)}.insurance-v3.insurance-refresh .insurance-risk-preview{display:flex;align-items:center;justify-content:center;width:100%;max-width:280px;height:224px;flex:0 0 224px}.insurance-v3.insurance-refresh .insurance-risk-tools .insurance-risk-preview .insurance-risk-tool__logo{display:block;width:auto;height:auto;max-width:100%;max-height:100%;flex:none;object-fit:contain}.insurance-v3.insurance-refresh .insurance-body :is(p,li,dd,dt,blockquote) a:not(:is(.insurance-risk-tool,.insurance-prevention-card,.insurance-action-row a,.insurance-flow-figure>a)){display:inline;vertical-align:baseline;line-height:inherit;font:inherit;padding:0;margin:0;min-height:0;min-width:0}.insurance-v3.insurance-refresh .insurance-coverage-links{display:flex;flex-wrap:wrap;align-items:center;gap:.5rem 1rem;margin:1rem 0 .5rem;border-bottom:1px solid var(--color-neutral-200)}.insurance-v3.insurance-refresh .insurance-coverage-links__label{font-weight:700;font-size:.875rem;text-transform:uppercase;letter-spacing:.06em}.insurance-v3.insurance-refresh .insurance-coverage-links a{display:inline-flex;align-items:center;min-height:2.75rem}.insurance-v3.insurance-refresh .insurance-body .insurance-statute-link{margin-bottom:1rem}.insurance-v3.insurance-refresh .insurance-body .insurance-figures-band{padding-bottom:.3125rem}.insurance-v3.insurance-refresh .insurance-body .insurance-figures-band h2{margin-bottom:1rem}.insurance-v3.insurance-refresh .insurance-figure-grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr) minmax(0,1.2fr)}.insurance-v3.insurance-refresh .insurance-figure-card{position:relative;display:grid;grid-template-rows:auto 1fr;align-items:start;justify-items:center;gap:.375rem}.insurance-v3.insurance-refresh .insurance-figure-card .insurance-figure-date{position:absolute;top:0;right:1rem;font-size:.875rem;line-height:1.25}.insurance-v3.insurance-refresh .insurance-figure-card:last-child .insurance-figure-date{right:0}@media(max-width:1100px){.insurance-v3.insurance-refresh .insurance-figure-card .insurance-figure-value{margin-top:1.375rem}}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-figure-card .insurance-figure-date{top:1rem;right:0}.insurance-v3.insurance-refresh .insurance-figure-card:first-child .insurance-figure-date{top:0}.insurance-v3.insurance-refresh .insurance-figure-card .insurance-figure-value{margin-top:0}}@media(max-width:420px){.insurance-v3.insurance-refresh .insurance-figure-card .insurance-figure-date{position:static}}.insurance-v3.insurance-refresh .insurance-body .insurance-figure-card h3{margin:0;font-size:1rem;line-height:1.5}.insurance-v3.insurance-refresh .insurance-body .insurance-figure-date{margin:0}.insurance-v3.insurance-refresh .insurance-figure-card .insurance-figure-date a{display:inline;min-height:0}.insurance-v3.insurance-refresh .insurance-body .insurance-document-meta{display:inline;margin:0 0 0 .75rem;font-size:.875rem;color:var(--color-ink)}.insurance-v3.insurance-refresh .insurance-native-guides [data-document-link]{display:flex;align-items:baseline;flex-wrap:wrap;gap:.5rem}.insurance-v3.insurance-refresh .insurance-native-guides [data-document-link] :is(h2,h3){font-size:1.25rem;margin:0}.insurance-v3.insurance-refresh .insurance-native-guides [data-document-link]>[aria-hidden=true]{display:none}.insurance-v3.insurance-refresh .insurance-native-guides [data-document-link] a{color:var(--color-link)}.insurance-v3.insurance-refresh .insurance-risk-tool{gap:.375rem}.insurance-v3.insurance-refresh .insurance-risk-tool__description{margin-top:0}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-figure-grid{grid-template-columns:minmax(0,1fr)}}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-stat-break{display:none}}@media(max-width:767px){.insurance-v3.insurance-refresh .insurance-body .insurance-figure-card h3{white-space:normal}}#main .insurance-v3 .insurance-ho6-guide .ho6-title{font-size:1.875rem;text-align:left;color:var(--color-brand-primary);margin:0 0 1.25rem;line-height:1.25}@media(max-width:767px){#main .insurance-v3 .insurance-ho6-guide .ho6-title{font-size:1.5rem}}#main .insurance-v3 .ho6-who-pays{margin:0 0 1rem}#main .insurance-v3 .ho6-example-line{margin:auto 0 0;padding-top:.75rem}#main .insurance-v3 .ho6-riders .ho6-example-line{margin:.375rem 0 0;padding-top:0}#main .insurance-v3 .ho6-rider-note{margin:.375rem 0 0}#main .insurance-v3 .ho6-master-grid{margin:0}#main .insurance-v3 .ho6-master-card h3{margin:0;padding-inline-start:1.0563rem}#main .insurance-v3 .insurance-native-guides #coverage-documents{margin:.5rem 0 1rem}#main .insurance-v3 .insurance-native-guides #coverage-documents>li[data-document-link]{display:list-item}.insurance-v3 .cc-table{--cc-sticky-top: calc(4rem + 1px) ;--cc-radius: .75rem;container:cc-table-container/inline-size;color:var(--color-ink)}@media(min-width:48rem){.insurance-v3 .cc-table{--cc-sticky-top: calc(5rem + 1px) }}.insurance-v3 .cc-table__controls[hidden],.insurance-v3 .cc-table__chips [hidden]{display:none!important}.insurance-v3 .cc-table__bar{display:flex;flex-wrap:wrap;align-items:center;gap:.625rem .875rem;margin-bottom:.75rem}.insurance-v3 .cc-table__search{position:relative;flex:1 1 16rem}.insurance-v3 .cc-table__search input{box-sizing:border-box;width:100%;border:1px solid var(--color-neutral-300);border-radius:.625rem;background:var(--color-neutral-50);color:var(--color-ink);font:inherit;font-size:.9375rem;padding:.625rem .75rem .625rem 2.25rem}.insurance-v3 .cc-table__search svg{position:absolute;top:50%;left:.6875rem;width:1rem;height:1rem;color:var(--color-ink-faint);transform:translateY(-50%)}.insurance-v3 .cc-table__search input:focus-visible,.insurance-v3 .cc-table button:focus-visible{outline:2px solid var(--color-brand-primary);outline-offset:2px}.insurance-v3 .cc-table__count{margin:0;color:var(--color-ink-faint);font-size:.8125rem;white-space:nowrap}.insurance-v3 .cc-table__hint{white-space:normal;margin-bottom:.875rem}.insurance-v3 .cc-table__mobile-sort{display:none;align-items:end;gap:.5rem}.insurance-v3 .cc-table__select{display:flex;flex-direction:column;gap:.25rem;min-width:0;font-size:.875rem}.insurance-v3 .cc-table__select select,.insurance-v3 .cc-table__direction{box-sizing:border-box;min-height:2.75rem;min-width:2.75rem;max-width:100%;border:1px solid var(--color-neutral-300);border-radius:.625rem;background:var(--color-neutral-50);color:var(--color-ink);font:inherit;padding:.5rem}.insurance-v3 .cc-table__select select:focus-visible{outline:2px solid var(--color-brand-primary);outline-offset:2px}.insurance-v3 .cc-table__direction{cursor:pointer}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table__mobile-sort{display:flex;flex-wrap:wrap}}.insurance-v3 .cc-table__chips{display:flex;flex-wrap:wrap;gap:.5rem;margin-bottom:.875rem}.insurance-v3 .cc-chip{--cc-chip-color: var(--color-brand-primary);--cc-chip-ink: var(--color-neutral-50);border:1px solid color-mix(in srgb,var(--cc-chip-color) 40%,var(--color-neutral-50));border-radius:999px;background:color-mix(in srgb,var(--cc-chip-color) 7%,var(--color-neutral-50));color:var(--cc-chip-color);cursor:pointer;font:inherit;font-size:.8125rem;font-weight:600;padding:.375rem .75rem;transition:background-color .15s ease,color .15s ease,border-color .15s ease}.insurance-v3 .cc-chip[data-tone=teal]{--cc-chip-color: var(--color-teal-700)}.insurance-v3 .cc-chip[data-tone=slate]{--cc-chip-color: var(--color-slate-700)}.insurance-v3 .cc-chip[data-tone=amber]{--cc-chip-color: var(--color-amber-700)}.insurance-v3 .cc-chip[data-tone=violet]{--cc-chip-color: var(--color-violet-700)}.insurance-v3 .cc-chip[data-tone=rose]{--cc-chip-color: var(--color-rose-700)}.insurance-v3 .cc-chip[data-tone=sky]{--cc-chip-color: var(--color-sky-700)}.insurance-v3 .cc-chip[data-tone=green]{--cc-chip-color: var(--color-green-700)}.insurance-v3 .cc-chip:hover:not(:disabled){border-color:var(--cc-chip-color)}.insurance-v3 .cc-chip[aria-pressed=true]{border-color:var(--cc-chip-color);background:var(--cc-chip-color);color:var(--cc-chip-ink)}.insurance-v3 .cc-chip:disabled,.insurance-v3 .cc-table thead button:disabled{cursor:default}.insurance-v3 .cc-chip__count{margin-left:.25rem;font-weight:500;opacity:.75}.insurance-v3 .cc-chip--clear{border-style:dashed;background:var(--color-neutral-50);color:var(--color-neutral-700);font-weight:500}.insurance-v3 .cc-table__frame{overflow:clip;border:1px solid var(--color-neutral-200);border-radius:var(--cc-radius);background:var(--color-neutral-50)}.insurance-v3 .cc-table table{width:100%;border-collapse:collapse;table-layout:fixed;font-size:.875rem}.insurance-v3 .cc-table__caption{position:absolute;overflow:hidden;width:1px;height:1px;clip:rect(0,0,0,0);white-space:nowrap;clip-path:inset(50%)}.insurance-v3 .cc-table thead th{position:sticky;top:var(--cc-sticky-top, 0px);z-index:2;padding:0;background:var(--color-neutral-100);color:var(--color-ink);font-size:.875rem;font-weight:800;letter-spacing:.05em;line-height:1.3;text-align:center;text-transform:uppercase;vertical-align:middle}.insurance-v3 .cc-table thead th:after,.insurance-v3 .cc-table thead th+th:before{position:absolute;content:"";pointer-events:none}.insurance-v3 .cc-table thead th:after{right:0;bottom:0;left:0;height:1px;background:var(--color-neutral-300)}.insurance-v3 .cc-table thead th+th:before{top:0;bottom:0;left:0;border-left:1px solid var(--color-neutral-200)}.insurance-v3 .cc-table thead th>span,.insurance-v3 .cc-table thead th>button{display:flex;box-sizing:border-box;align-items:center;justify-content:center;gap:.375rem;width:100%;padding:.75rem;color:inherit;font:inherit;letter-spacing:inherit;text-align:inherit;text-transform:inherit;white-space:normal}.insurance-v3 .cc-table thead th>button{border:0;background:transparent;cursor:pointer}.insurance-v3 .cc-table thead th>button:hover:not(:disabled){color:var(--color-brand-primary)}.insurance-v3 .cc-table__sort{flex:none;width:.625rem;height:.75rem;opacity:.35}.insurance-v3 .cc-table th[aria-sort=ascending] .cc-table__sort,.insurance-v3 .cc-table th[aria-sort=descending] .cc-table__sort{color:var(--color-brand-primary);opacity:1}.insurance-v3 .cc-table th[aria-sort=descending] .cc-table__sort{transform:rotate(180deg)}.insurance-v3 .cc-table tbody td{padding:.6875rem .75rem;border-top:1px solid var(--color-neutral-200);color:var(--color-ink);vertical-align:top;overflow-wrap:break-word}.insurance-v3 .cc-table tbody td+td{border-left:1px solid var(--color-neutral-200)}.insurance-v3 .cc-table tbody tr:first-child td{border-top:0}.insurance-v3 .cc-table tbody tr:nth-child(2n of:not([hidden])) td{background:var(--color-neutral-100)}.insurance-v3 .cc-table tbody tr:hover td{background:var(--color-brand-primary-light)}.insurance-v3 .cc-table td.is-center{padding-right:.375rem;padding-left:.375rem;text-align:center}.insurance-v3 .cc-table td.is-right{text-align:right;font-variant-numeric:tabular-nums}.insurance-v3 .cc-pill{display:inline-block;max-width:100%;border-radius:999px;font-size:.75rem;font-weight:700;line-height:1.2;padding:.25rem .5625rem;white-space:normal}.insurance-v3 .cc-pill--blue{background:var(--color-brand-primary);color:var(--color-neutral-50)}.insurance-v3 .cc-pill--teal{background:var(--color-teal-700);color:var(--color-neutral-50)}.insurance-v3 .cc-pill--amber{background:var(--color-amber-700);color:var(--color-neutral-50)}.insurance-v3 .cc-pill--slate{background:var(--color-slate-700);color:var(--color-neutral-50)}.insurance-v3 .cc-pill--violet{background:var(--color-violet-700);color:var(--color-neutral-50)}.insurance-v3 .cc-pill--rose{background:var(--color-rose-700);color:var(--color-neutral-50)}.insurance-v3 .cc-pill--sky{background:var(--color-sky-100);color:var(--color-sky-800)}.insurance-v3 .cc-pill--soft{background:var(--color-brand-primary-light);color:var(--color-brand-primary-dark)}.insurance-v3 .cc-pill--none{border:1px solid var(--color-neutral-300);background:var(--color-neutral-50);color:var(--color-ink-muted)}.insurance-v3 .cc-detail{color:var(--color-ink-muted);font-size:.8125rem;line-height:1.55}.insurance-v3 .cc-detail p{margin:0 0 .5rem}.insurance-v3 .cc-detail p:last-child{margin-bottom:0}.insurance-v3 .cc-detail__label{color:var(--color-ink);font-weight:700}.insurance-v3 .cc-detail__tag{display:inline-block;margin-right:.375rem;border-radius:.375rem;background:var(--color-rose-700);color:var(--color-neutral-50);font-size:.6875rem;font-weight:700;padding:.125rem .4375rem;vertical-align:1px}.insurance-v3 .cc-detail__tag--New{background:var(--color-green-400);color:var(--color-ink);font-weight:800;letter-spacing:.05em;text-transform:uppercase}.insurance-v3 .cc-detail__tag--Condos,.insurance-v3 .cc-detail__tag--HOAs{background:var(--color-neutral-200);color:var(--color-ink-muted)}.insurance-v3 .cc-detail__none{color:var(--color-ink-faint);font-style:italic}.insurance-v3 .cc-detail__other{display:flex;flex-wrap:wrap;gap:.375rem;margin-bottom:.375rem}.insurance-v3 .cc-detail__extra[hidden]{display:none!important}.insurance-v3 .cc-detail__more{display:flex;align-items:center;gap:.375rem;width:fit-content;margin:.5rem auto 0;border:1px solid var(--color-amber-200);border-radius:999px;background:var(--color-amber-50);color:var(--color-amber-900);cursor:pointer;font:inherit;font-size:.75rem;font-weight:700;padding:.3125rem .875rem}.insurance-v3 .cc-detail__more:hover{background:var(--color-amber-100)}.insurance-v3 .cc-detail__more:after{width:.375rem;height:.375rem;border-right:2px solid currentColor;border-bottom:2px solid currentColor;content:"";transform:translateY(-.125rem) rotate(45deg)}.insurance-v3 .cc-detail__more[aria-expanded=true]:after{transform:translateY(.0625rem) rotate(-135deg)}.insurance-v3 .cc-table mark{border-radius:.125rem;background:var(--color-amber-100);color:inherit;padding:0 .0625rem}.insurance-v3 .cc-table__empty{padding:1.75rem;color:var(--color-ink-faint);text-align:center}.insurance-v3 .cc-table__foot{display:flex;flex-wrap:wrap;justify-content:space-between;gap:.5rem;margin-top:.625rem;color:var(--color-ink-faint);font-size:.8125rem}.insurance-v3 .cc-table__foot a{color:var(--color-link)}.insurance-v3 .cc-table .cc-pre a,.insurance-v3 .cc-table .cc-bullets a{color:var(--color-link);text-decoration:underline}.insurance-v3 .cc-table .cc-bullets{margin:0;padding-left:1.125rem;list-style:disc outside;text-align:left}.insurance-v3 .cc-table .cc-bullets li+li,.insurance-v3 .cc-table .cc-bullets .cc-bullets{margin-top:.25rem}.insurance-v3 .cc-table .cc-bullets .cc-bullets{list-style-type:circle}.insurance-v3 .cc-table .cc-rich>.cc-pre{display:block}.insurance-v3 .cc-table .cc-rich>*+*{margin-top:.375rem}.insurance-v3 .cc-table tbody tr.cc-table__section[data-cc-section]>th,.insurance-v3 .cc-table tbody tr.cc-table__section[data-cc-section]>td{padding:.6875rem .75rem;border-top:1px solid var(--color-neutral-200);background:var(--color-neutral-50);color:var(--color-ink);text-align:left;vertical-align:top;overflow-wrap:break-word}.insurance-v3 .cc-table tbody tr.cc-table__section--title[data-cc-section]>th{background:var(--color-neutral-100);font-size:1rem;font-weight:800;line-height:1.4}.insurance-v3 .cc-table tbody tr.cc-table__section--heading[data-cc-section]>th{background:var(--color-brand-primary-light);color:var(--color-brand-primary-dark);font-size:.9375rem;font-weight:700}.insurance-v3 .cc-table tbody tr.cc-table__section--note[data-cc-section]>td{color:var(--color-ink-muted);font-size:.8125rem;line-height:1.55}.insurance-v3 .cc-table tbody tr.cc-table__section--links[data-cc-section]>td{font-weight:600}.insurance-v3 .cc-table tbody tr.cc-table__section:first-child[data-cc-section]>th,.insurance-v3 .cc-table tbody tr.cc-table__section:first-child[data-cc-section]>td{border-top:0}.insurance-v3 .cc-table__section-label{color:var(--color-ink);font-weight:700}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table__frame{overflow:visible;border:0;background:transparent}}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table table,.insurance-v3 .cc-table tbody,.insurance-v3 .cc-table tbody tr,.insurance-v3 .cc-table tbody td{display:block;width:auto}}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table tbody tr[hidden]{display:none}}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table thead{display:none}}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table tbody tr{margin-bottom:.625rem;border:1px solid var(--color-neutral-200);border-radius:var(--cc-radius);background:var(--color-neutral-50);padding:.75rem .875rem}}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table tbody tr{position:relative}}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table tbody tr:hover td,.insurance-v3 .cc-table tbody tr:nth-child(2n of:not([hidden])) td{background:transparent}}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table tbody td,.insurance-v3 .cc-table tbody td+td{padding:.3125rem 0;border:0}}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table tbody td.is-block:has(.cc-detail--none){position:absolute;top:.875rem;right:.875rem;margin:0;padding:0;border:0}}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table tbody tr:has(.cc-detail--none) td.is-primary{padding-right:4.5rem}}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table tbody td[data-label]:not(.is-primary):not(.is-block):not(.is-empty-card){display:flex;align-items:center;justify-content:space-between;gap:.75rem}}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table tbody td[data-label]:not(.is-primary):before{flex:none;color:var(--color-ink-faint);content:attr(data-label);font-size:.75rem;font-weight:600}}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table tbody td.is-block:has(.cc-detail--none):before{content:none}}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table td.is-block{margin-top:.375rem;border-top:1px solid var(--color-neutral-100)}}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table td.is-primary{padding-bottom:.375rem;font-size:1rem;font-weight:700}}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table td.is-right,.insurance-v3 .cc-table td.is-center{text-align:right}}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table td.is-primary{text-align:left}}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table tbody td.is-stack[data-label]:not(.is-primary):not(.is-block):not(.is-empty-card){display:block;text-align:left}}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table tbody td.is-stack[data-label]:not(.is-primary):before{display:block;margin-bottom:.125rem}}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table tbody td.is-empty-card{display:none}}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table tbody tr.cc-table__section[data-cc-section]{margin:.875rem 0 .5rem;border:0;background:transparent;padding:0}}@container cc-table-container (max-width:55rem){.insurance-v3 .cc-table tbody tr.cc-table__section[data-cc-section]>th,.insurance-v3 .cc-table tbody tr.cc-table__section[data-cc-section]>td{display:block;border:0;border-radius:var(--cc-radius)}}#main .insurance-v3.insurance-refresh .insurance-section>p:not(.insurance-action-row),#main .insurance-v3.insurance-refresh .insurance-case-list p,#main .insurance-v3 .ho6-system>.ho6-card>p{max-width:none}@media(min-width:40rem){#main .insurance-v3.insurance-refresh .insurance-flow-figure{padding:1rem;border:1px solid var(--color-neutral-200);border-radius:.5rem;background:var(--color-white)}}#main .insurance-v3 .insurance-loss-example-grid>li,#main .insurance-v3 .ho6-riders>li,#main .insurance-v3 .insurance-drivers>li{margin-top:0}#main .insurance-v3 .ho6-callout .ho6-deductible-law{margin:0 0 .25rem;font-size:.9375rem;line-height:1.55}#main .insurance-v3 .ho6-callout .ho6-deductible-law strong{color:var(--color-ink);font-weight:700}#main .insurance-v3 .ho6-callout .ho6-deductible-law a{display:inline-block;padding:.75rem 0}#main .insurance-v3 .ho6-system>.ho6-card>.ho6-see-also{margin:.75rem 0 0}.insurance-v3.insurance-refresh .insurance-body .insurance-keypoints{border:1px solid var(--color-neutral-500);border-radius:.5rem;padding:.75rem;background:var(--color-white)}.insurance-v3.insurance-refresh .insurance-body .insurance-keypoints h2{margin:0 0 .25rem}.insurance-v3.insurance-refresh .insurance-body ol.insurance-keypoints__list{list-style-type:decimal;padding-left:1.5rem;margin:0}#main .insurance-v3.insurance-refresh .insurance-body .insurance-keypoints__list a{color:inherit;text-decoration:none}.insurance-v3.insurance-refresh .insurance-body .insurance-keypoints__list a strong{color:var(--color-brand-primary)}#main .insurance-v3.insurance-refresh .insurance-body .insurance-keypoints__list a:hover{color:inherit;text-decoration:underline}#main .insurance-v3 :is(#association-details,#unit-policy) .insurance-coverage-grid{margin:1.5rem 0}#main .insurance-v3 #unit-policy .ho6-outcome-list{list-style:none;padding:0}#main .insurance-v3 #unit-policy details.insurance-coverage-card{display:block}#main .insurance-v3 #unit-policy details.insurance-coverage-card>summary{cursor:pointer;color:var(--color-brand-primary-dark)}#main .insurance-v3 #unit-policy details.insurance-coverage-card>summary h3{display:inline-flex;margin:0}#main .insurance-v3 #association-details>h2{margin-bottom:1rem}#main .insurance-v3 #association-details>#master-coverage-disclosure{margin:0;padding:0;border:0}#main .insurance-v3 #association-details .ho6-master-grid{margin:0 0 1rem;gap:1rem}#main .insurance-v3 #association-details .ho6-master-card{min-width:0;margin:0;padding:.75rem}#main .insurance-v3 #association-details .ho6-master-card[open]{grid-column:1 / -1}#main .insurance-v3 #association-details .ho6-master-card>summary{cursor:pointer;color:var(--color-brand-primary-dark)}#main .insurance-v3 #association-details .ho6-master-card>summary h3{display:inline-flex;margin:0;padding:0}#main .insurance-v3 #association-details .ho6-master-card .ho6-card-content{padding-top:.25rem;overflow-wrap:anywhere}#main .insurance-v3 #association-details .ho6-master-card .ho6-card-content :is(p,ul,h3,h4){margin:.25rem 0}#main .insurance-v3 .ho6-see-also a{display:inline-block;padding:.625rem 0;line-height:1.5;font-weight:600;color:var(--color-link);text-decoration:underline;text-underline-offset:3px}#main .insurance-v3 .ho6-see-also a:hover{color:var(--color-link-hover)}#main .insurance-v3 .ho6-see-also svg{display:inline-block;width:1rem;height:1rem;margin-left:.375rem;vertical-align:-.125em}#main .insurance-v3 .ho6-see-also-end{white-space:nowrap}#main .insurance-v3.insurance-refresh .insurance-terms-layout{display:block}#main .insurance-v3 .insurance-terms-title{margin:0 0 .75rem;font-size:1.25rem;line-height:1.3;font-weight:700;color:var(--color-brand-primary)}#main .insurance-v3 .insurance-coverage-list{margin:0 0 2rem}#main .insurance-v3 .insurance-coverage-groups{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-auto-flow:row dense;gap:1rem;align-items:stretch}#main .insurance-v3 .insurance-coverage-group{min-width:0;margin:0;padding:1.25rem;border:1px solid var(--color-neutral-500);border-radius:.5rem;background:var(--color-white)}#main .insurance-v3 .insurance-coverage-group--wide{grid-row:span 2}#main .insurance-v3 .insurance-coverage-group h4{margin:0 0 .5rem;font-size:1.0625rem;line-height:1.35;font-weight:700;color:var(--color-brand-primary)}#main .insurance-v3 .insurance-coverage-group ul{margin:0;padding:0;list-style:none}#main .insurance-v3 .insurance-coverage-group li{margin:0;padding:.5rem 0;border-top:1px solid var(--color-neutral-200);line-height:1.45}#main .insurance-v3 .insurance-coverage-group li:first-child{border-top:0;padding-top:.25rem}#main .insurance-v3 .insurance-coverage-group li:last-child{padding-bottom:0}@media(max-width:64rem){#main .insurance-v3 .insurance-coverage-groups{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:40rem){#main .insurance-v3 .insurance-coverage-groups{grid-template-columns:minmax(0,1fr)}}@media(max-width:40rem){#main .insurance-v3 .insurance-coverage-group--wide{grid-row:auto}}@media(max-width:40rem){#main .insurance-v3 .insurance-coverage-group{padding:1rem 1.125rem}}#main .insurance-v3 .insurance-article-table{margin:0}#main .insurance-v3 .insurance-article-table .cc-table__sort{width:.625rem;height:.75rem}#main .insurance-v3 .insurance-article-table .cc-table__search svg{width:1rem;height:1rem}#main .insurance-v3 .insurance-article-table .cc-table__search input{min-height:2.75rem}#main .insurance-v3 .insurance-article-table .cc-table thead th>button{min-height:2.75rem}#main .insurance-v3 .insurance-article-table .cc-chip{min-height:2.75rem}#main .insurance-v3 .insurance-article-table .cc-table__search input::placeholder{color:var(--color-ink-faint);opacity:1}#main .insurance-v3 .insurance-article-table .cc-chip__count{opacity:1}#main .insurance-v3 .insurance-article-table .cc-table thead th{text-transform:none;letter-spacing:0}#main .insurance-v3 .insurance-article-table .cc-table td.is-primary{position:relative}#main .insurance-v3 .insurance-article-table .cc-table td.is-primary a{font-weight:600}#main .insurance-v3 .insurance-article-table .cc-table td.is-primary a:after{content:"";position:absolute;inset:0}#main .insurance-v3 .insurance-article-untitled{color:var(--color-ink-muted);font-style:italic}#main .insurance-v3 .insurance-article-date{font-variant-numeric:tabular-nums;white-space:nowrap}#main .insurance-v3 .insurance-article-date--none{color:var(--color-ink-muted)}@container cc-table-container (max-width:55rem){#main .insurance-v3 .insurance-article-table .cc-table tbody tr[data-cc-row]:not([hidden]){display:flex;flex-wrap:wrap;align-items:center;gap:.375rem .5rem}}@container cc-table-container (max-width:55rem){#main .insurance-v3 .insurance-article-table .cc-table tbody td.is-primary{position:static;flex:1 1 100%;padding:0 0 .125rem}}@container cc-table-container (max-width:55rem){#main .insurance-v3 .insurance-article-table .cc-table tbody td.is-primary a{font-weight:inherit}}@container cc-table-container (max-width:55rem){#main .insurance-v3 .insurance-article-table .cc-table tbody td[data-label]:not(.is-primary):not(.is-empty-card){display:block;padding:0}}@container cc-table-container (max-width:55rem){#main .insurance-v3 .insurance-article-table .cc-table tbody td[data-label]:not(.is-primary):before{content:none}}@container cc-table-container (max-width:55rem){#main .insurance-v3 .insurance-article-table .cc-table tbody td.is-empty-card{display:none}}@container cc-table-container (max-width:55rem){#main .insurance-v3 .insurance-article-table .insurance-article-date{display:inline-block;max-width:100%;padding:calc(.25rem - 1px) calc(.5625rem - 1px);border:1px solid var(--color-neutral-300);border-radius:999px;background:var(--color-neutral-50);color:var(--color-ink-muted);font-size:.75rem;font-weight:700;line-height:1.2}}.insurance-v3{min-width:0;overflow-wrap:anywhere;container:insurance-preview / inline-size}.insurance-v3 img{max-width:100%;height:auto}.insurance-v3 .cc-table__frame{overflow:visible}.insurance-v3 table{width:100%;table-layout:fixed}.insurance-v3 [hidden]{display:none!important}.insurance-v3 .cc-table__chips{display:flex;flex-wrap:wrap;gap:.375rem}.insurance-v3 .cc-table__search{min-width:0;max-width:100%}.insurance-v3 input,.insurance-v3 select{max-width:100%;min-width:0}.insurance-v3 .cc-table__count{white-space:normal}.insurance-v3 .smaarte-cta__logo:before{inset-inline:0}@container insurance-preview (max-width:12rem){#main .insurance-v3>.cc-help-jump{flex-wrap:wrap}#main .insurance-v3 .cc-help-jump__list{flex-basis:100%}#main .insurance-v3 .cc-help-jump__link{white-space:normal;max-width:100%}#main .insurance-v3 .ho6-see-also-end{white-space:normal}#main .insurance-v3 .ho6-safeco-panel{padding:.5rem}#main .insurance-v3 .ho6-safeco-panel ul{padding-left:.25rem;list-style-position:inside}#main .insurance-v3 .insurance-article-date{white-space:normal}#main .insurance-v3 .cc-table tbody td{max-width:100%;min-width:0}}#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card)>summary{list-style:none;display:grid;grid-template-columns:auto minmax(0,1fr);column-gap:.5rem;align-items:center}#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card)>summary::-webkit-details-marker{display:none}#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card)>summary:before{content:"";width:0;height:0;border-style:solid;border-width:.35rem 0 .35rem .55rem;border-color:transparent transparent transparent currentColor;transition:transform .2s ease}#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card)[open]>summary:before{transform:rotate(90deg)}#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card)>summary>:not(h3):not(.ho6-hover-preview){grid-column:1 / -1}#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card)>summary h3{align-items:center}#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card){transition:transform .3s ease,box-shadow .3s ease,border-color .3s ease,background-color .3s ease}#main .insurance-v3 #association-details .ho6-master-card:nth-child(1){--insurance-accent:var(--color-brand-primary)}#main .insurance-v3 #association-details{--insurance-accent-green:#167348;--insurance-accent-amber:#a35b00;--insurance-accent-red:#ae313e;--insurance-accent-violet:#7143a0;--insurance-accent-teal:#087c82;--insurance-accent-pink:#9c416d}#main .insurance-v3 #association-details .ho6-master-card:nth-child(2){--insurance-accent:var(--insurance-accent-green)}#main .insurance-v3 #association-details .ho6-master-card:nth-child(3){--insurance-accent:var(--insurance-accent-amber)}#main .insurance-v3 #association-details .ho6-master-card:nth-child(4){--insurance-accent:var(--insurance-accent-red)}#main .insurance-v3 #association-details .ho6-master-card:nth-child(5){--insurance-accent:var(--insurance-accent-violet)}#main .insurance-v3 #association-details .ho6-master-card:nth-child(6){--insurance-accent:var(--insurance-accent-teal)}#main .insurance-v3 #association-details .ho6-master-card:nth-child(7){--insurance-accent:var(--insurance-accent-pink)}#main .insurance-v3 #unit-policy details.insurance-coverage-card:nth-child(1){--insurance-accent:color-mix(in srgb,var(--color-brand-primary) 90%,var(--color-brand-secondary))}#main .insurance-v3 #unit-policy details.insurance-coverage-card:nth-child(2){--insurance-accent:color-mix(in srgb,var(--color-brand-secondary) 45%,var(--color-brand-primary))}#main .insurance-v3 #unit-policy details.insurance-coverage-card:nth-child(3){--insurance-accent:color-mix(in srgb,var(--color-brand-accent) 45%,var(--color-neutral-700))}#main .insurance-v3 #unit-policy details.insurance-coverage-card:nth-child(4){--insurance-accent:color-mix(in srgb,var(--color-brand-primary-dark) 85%,var(--color-neutral-700))}#main .insurance-v3 #unit-policy details.insurance-coverage-card:nth-child(5){--insurance-accent:color-mix(in srgb,var(--color-brand-secondary) 35%,var(--color-neutral-700))}@media(hover:hover)and (pointer:fine){#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card):not([open]):hover{transform:translateY(-.1875rem);border-color:var(--insurance-accent);background-color:color-mix(in srgb,var(--color-brand-primary) 6%,var(--color-white));box-shadow:inset .25rem 0 0 var(--insurance-accent),0 .625rem 1.5rem -.25rem color-mix(in srgb,var(--color-brand-primary) 32%,transparent),0 0 1.75rem color-mix(in srgb,var(--color-smaarte-gold) 30%,transparent)}#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card):not([open]):hover .insurance-topic-icon{color:var(--insurance-accent)}}@media(prefers-reduced-motion:reduce){#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card){transition:none;transform:none!important}}.insurance-v3.insurance-refresh .insurance-disclosure[open]>summary{border-radius:7px 7px 0 0}#main .insurance-v3 #coverage-documents>.insurance-section{margin-bottom:0}#main .insurance-v3 #coverage-documents>.insurance-section>.insurance-disclosure{margin-block:0}#main .insurance-v3 #coverage-documents>.insurance-section+.insurance-section{margin-top:.5rem}#main .insurance-v3 :is(#washington-documents,#articles-and-reference)>.insurance-disclosure{margin-block:.5rem}#main .insurance-v3 #washington-documents>#coverage-documents{margin-bottom:.5rem}#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card){min-width:0;margin:0;padding:.75rem;height:100%}#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card){position:relative}#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card)>summary>.ho6-hover-preview{position:absolute;z-index:2;inset-inline:0;top:calc(100% - .25rem);display:flex;flex-direction:column;gap:.25rem;padding:.75rem;border:.0625rem solid var(--insurance-accent);border-radius:0 0 .5rem .5rem;background:var(--color-white);box-shadow:0 .625rem 1.5rem color-mix(in srgb,var(--color-brand-primary) 25%,transparent);color:var(--color-ink);font-size:.875rem;font-weight:400;line-height:1.35;visibility:hidden;opacity:0;pointer-events:none;transition:opacity .2s ease,visibility .2s ease}#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card)>summary>.ho6-hover-preview>span:before{content:"•";margin-right:.5rem;color:var(--insurance-accent);font-weight:700}@media(hover:hover)and (pointer:fine){#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card):not([open]):is(:hover,:has(>summary:focus-visible)){z-index:3;border-color:var(--insurance-accent);box-shadow:inset .25rem 0 0 var(--insurance-accent),0 .625rem 1.5rem -.25rem color-mix(in srgb,var(--color-brand-primary) 32%,transparent),0 0 1.75rem color-mix(in srgb,var(--color-smaarte-gold) 30%,transparent)}#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card):not([open]):is(:hover,:has(>summary:focus-visible))>summary>.ho6-hover-preview{visibility:visible;opacity:1}#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card):not([open]):has(>summary:focus-visible) .insurance-topic-icon{color:var(--insurance-accent)}}#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card)[open]>summary>.ho6-hover-preview{visibility:hidden;opacity:0;transition:none}#main .insurance-v3 #association-details .ho6-master-card.ho6-master-card:is([open],:hover,:has(>summary:focus-visible)){background:color-mix(in srgb,var(--insurance-accent) 15%,var(--color-white));border-color:var(--insurance-accent);box-shadow:inset .25rem 0 0 var(--insurance-accent)}#main .insurance-v3 #association-details .ho6-master-card.ho6-master-card>summary:before{border-left-color:var(--insurance-accent)}@media(prefers-reduced-motion:reduce){#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card)>summary>.ho6-hover-preview{transition:none}}#main .insurance-v3 :is(#association-details .ho6-master-grid,#unit-policy .insurance-coverage-grid):not(:has(>details[open])){grid-auto-rows:1fr}#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card)>summary .ho6-summary-hook{margin:.25rem 0 0}#main .insurance-v3 #unit-policy details.insurance-coverage-card[open]{grid-column:1 / -1}#main .insurance-v3 #unit-policy details.insurance-coverage-card .ho6-card-content{padding-top:.25rem}#main .insurance-v3 #association-details .insurance-coverage-panel{min-width:0;padding:.75rem;border:.0625rem solid var(--color-neutral-300);border-radius:.5rem;background:var(--color-neutral-50)}#main .insurance-v3 #association-details .insurance-coverage-panel+.insurance-coverage-panel{margin-top:1rem}#main .insurance-v3 #association-details .insurance-coverage-panel h3{padding:0}#main .insurance-v3 #association-details .insurance-term-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,max(15rem,calc((100% - .75rem)/4))),1fr));grid-auto-rows:minmax(3.25rem,auto);gap:.25rem;margin:0;padding:0;list-style:none}#main .insurance-v3 #association-details .insurance-term-grid>li{min-width:0;margin:0;padding:.375rem .75rem;display:flex;flex-direction:column;justify-content:center;border:.0625rem solid var(--color-neutral-300);border-left:.25rem solid var(--insurance-accent);border-radius:.375rem;background:var(--color-white);font-size:.9375rem;font-weight:600;line-height:1.2}#main .insurance-v3 #association-details .insurance-term-grid>li span{display:block;color:var(--color-ink-muted);font-size:.8125rem;font-weight:400;line-height:1.2}#main .insurance-v3 #association-details .insurance-limits-table{width:100%;margin:.75rem 0;border-collapse:separate;border-spacing:0;border:1px solid var(--color-neutral-300);border-radius:.5rem;overflow:hidden}#main .insurance-v3 #association-details .insurance-limits-table :is(th,td){padding:.625rem .75rem;border-top:1px solid var(--color-neutral-200);text-align:left;vertical-align:top}#main .insurance-v3 #association-details .insurance-limits-table thead th{border-top:0;background:var(--color-neutral-50);color:var(--color-brand-primary-dark);font-weight:700}#main .insurance-v3 #association-details .insurance-limits-table :is(th:first-child,td:first-child){width:32%}#main .insurance-v3 #association-details .insurance-limits-table tbody th{font-weight:700;color:var(--color-ink)}@media(max-width:40rem){#main .insurance-v3 #association-details .insurance-limits-table :is(thead){display:none}#main .insurance-v3 #association-details .insurance-limits-table :is(tbody,tr,th,td){display:block;width:auto}#main .insurance-v3 #association-details .insurance-limits-table :is(th:first-child,td:first-child){width:100%}#main .insurance-v3 #association-details .insurance-limits-table tbody td{border-top:0;padding-top:0}}#main .insurance-v3 #association-details .ho6-master-card .ho6-card-content h4{margin:.25rem 0;color:var(--color-brand-primary-dark);font-weight:700}#main .insurance-v3 #association-details .ho6-master-card .ho6-card-content .insurance-callout{margin:.25rem 0;padding:.75rem}#main .insurance-v3 #association-details .ho6-master-card .ho6-card-content .insurance-card-links{margin:.25rem 0}#main .insurance-v3 #association-details .insurance-coverage-panel+.insurance-coverage-panel{margin-top:.25rem}#main .insurance-v3 #association-details .ho6-master-card .ho6-card-content .insurance-callout p+p{margin-top:.25rem}#main .insurance-v3 .insurance-loss-adjustment>p{margin:.25rem 0}#main .insurance-v3 .insurance-loss-adjustment>.insurance-callout{padding:.75rem;margin:.25rem 0}#main .insurance-v3 .insurance-negligence-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:.5rem;margin:.25rem 0}#main .insurance-v3 .insurance-negligence-grid>.insurance-section{margin:0}#main .insurance-v3 .insurance-negligence-grid .insurance-prevention-card{height:100%;padding:.75rem;gap:.25rem}#main .insurance-v3 .insurance-seismic-summary{display:flex;align-items:center;justify-content:space-between;gap:.5rem;flex-wrap:wrap}#main .insurance-v3 .insurance-seismic figure{margin:0;padding:0}@media(max-width:767px){#main .insurance-v3 .insurance-negligence-grid{grid-template-columns:minmax(0,1fr)}}#main .insurance-v3.insurance-refresh .insurance-body .insurance-section{margin-bottom:1rem}#main .insurance-v3.insurance-refresh .insurance-body .insurance-disclosure__body>.insurance-section,#main .insurance-v3.insurance-refresh .insurance-body .insurance-negligence-grid>.insurance-section{margin-bottom:0}#main .insurance-v3 :is(.insurance-route-card,.insurance-risk-tool,.insurance-prevention-card,.insurance-loss-example-grid>li,.insurance-coverage-group){padding:.75rem}#main .insurance-v3 :is(.insurance-route-card h3,.insurance-prevention-grid){margin:.25rem 0}#main .insurance-v3 .insurance-prevention-card{gap:.25rem}#main .insurance-v3 .insurance-seismic-summary>span:before{content:"";display:inline-block;width:0;height:0;margin-right:.5rem;border-top:.35rem solid transparent;border-bottom:.35rem solid transparent;border-left:.55rem solid currentColor}#main .insurance-v3 details[open]>.insurance-seismic-summary>span:before{transform:rotate(90deg)}#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card){background:color-mix(in srgb,var(--insurance-accent) 6%,var(--color-white));border-color:color-mix(in srgb,var(--insurance-accent) 45%,var(--color-neutral-300))}#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card):is([open],:hover,:has(>summary:focus-visible)){background:color-mix(in srgb,var(--insurance-accent) 15%,var(--color-white));border-color:var(--insurance-accent)}#main .insurance-v3 :is(#association-details .ho6-master-card,#unit-policy details.insurance-coverage-card)>summary .insurance-topic-icon{flex:0 0 2.25rem;width:2.25rem;height:2.25rem;color:var(--insurance-accent)}#main .insurance-v3 .insurance-risk-word{padding:0 .25rem;border-radius:.25rem;color:var(--color-white);white-space:nowrap}#main .insurance-v3 .insurance-risk-word--severe{background:#c2410c}#main .insurance-v3 .insurance-risk-word--extreme{background:#b91c1c}#main .insurance-v3 #unit-policy>.ho6-section{padding:.75rem}#main .insurance-v3 #unit-policy .ho6-riders{gap:.5rem}#main .insurance-v3 #unit-policy .ho6-riders>li{padding:.75rem;border:1px solid var(--color-neutral-300);border-radius:.5rem}#main .insurance-v3 .ho6-issuer{padding:0;border:0;background:transparent;box-shadow:none}#main .insurance-v3 .ho6-issuer>h3{margin-top:0}#main .insurance-v3 .ho6-issuer .ho6-safeco-panel{padding:0;margin:.25rem 0;background:transparent}#main .insurance-v3 .ho6-issuer .ho6-safeco-panel :is(h4,p,ul){margin:.25rem 0}#main .insurance-v3.insurance-refresh .insurance-disclosure__body{padding:.75rem}#main .insurance-v3.insurance-refresh .insurance-disclosure__body p{margin:.5rem 0}#main .insurance-v3.insurance-refresh .insurance-disclosure__body :is(:scope>*,section>*,div>*):last-child{margin-bottom:0}#main .insurance-v3.insurance-refresh .insurance-workers-content{margin-top:0}#main .insurance-v3.insurance-refresh .insurance-docs-subsection>summary{padding:.5rem .75rem}#main .insurance-v3.insurance-refresh .insurance-docs-subsection__body{padding:.75rem}#main .insurance-v3.insurance-refresh .insurance-docs-subsection__body>:last-child{margin-bottom:0}#main .insurance-v3 #unit-policy>.ho6-section{padding:0;border:0;background:transparent;box-shadow:none}#main .insurance-v3 #unit-policy .ho6-unit-content>p{margin:.5rem 0}#main .insurance-v3 #unit-policy :is(#ho6-coverage-types,#ho6-riders-heading){margin:0 0 .5rem;color:var(--color-brand-primary-dark)}#main .insurance-v3.insurance-refresh .insurance-risk-tools{display:flex;flex-wrap:wrap;justify-content:center;gap:.75rem}#main .insurance-v3.insurance-refresh .insurance-risk-tools>li{flex:0 1 calc((100% - 1.5rem)/3);min-width:0}@media(max-width:767px){#main .insurance-v3.insurance-refresh .insurance-risk-tools>li{flex-basis:100%}}#main .insurance-v3 .insurance-figures-band{margin-bottom:1rem}#main .insurance-v3 .insurance-driver-label{margin:1rem 0 .5rem;font-size:1.25rem;line-height:1.3}#main .insurance-v3 .insurance-market-drivers{display:grid;grid-template-columns:minmax(0,1fr);gap:.5rem;align-items:stretch}#main .insurance-v3.insurance-refresh .insurance-body ol.insurance-drivers{counter-reset:driver;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.5rem;margin:0;padding:0;background:transparent;border:0;list-style:none}#main .insurance-v3 .insurance-drivers>li{counter-increment:driver;display:flex;align-items:center;gap:.5rem;min-width:0;margin:0;padding:.75rem;border:1px solid var(--color-neutral-300);border-left:.25rem solid var(--color-brand-primary);border-radius:.5rem;background:var(--color-white)}#main .insurance-v3 .insurance-drivers>li:before{content:counter(driver);display:grid;place-items:center;flex:0 0 1.75rem;height:1.75rem;border-radius:.375rem;background:var(--color-brand-primary-light);color:var(--color-brand-primary-dark);font-weight:700}#main .insurance-v3 .insurance-colorado-card{margin:0;padding:.75rem;border:1px solid var(--color-brand-secondary);border-radius:.5rem;background:var(--color-brand-primary-light)}#main .insurance-v3 .insurance-colorado-card strong{display:block}@media(min-width:1024px){#main .insurance-v3 .insurance-market-drivers{grid-template-columns:minmax(0,7fr) minmax(0,3fr)}}@media(max-width:599px){#main .insurance-v3.insurance-refresh .insurance-body ol.insurance-drivers{grid-template-columns:minmax(0,1fr)}}#main .insurance-v3 .insurance-seismic-summary>span{display:flex;align-items:center;gap:.5rem;min-width:0}#main .insurance-v3 .insurance-seismic-summary>span:before{flex:0 0 auto;margin:0}#main .insurance-v3 .insurance-seismic-summary .insurance-topic-icon,#main .insurance-v3 .ho6-riders-header .insurance-topic-icon{box-sizing:content-box;padding:.375rem;border-radius:.375rem;background:var(--color-brand-primary-light);color:var(--color-ink)}#main .insurance-v3.insurance-refresh .insurance-body .insurance-policy-group{min-width:0;margin:1rem 0;padding:.75rem;border:1px solid var(--color-brand-secondary);border-radius:.5rem;background:color-mix(in srgb,var(--color-brand-primary) 4%,var(--color-white))}#main .insurance-v3 .insurance-policy-group>h2{margin:-.75rem -.75rem .75rem;padding:.75rem;border-radius:.5rem .5rem 0 0;background:var(--color-brand-primary-light)}#main .insurance-v3 .ho6-coverage-heading-row{display:grid;grid-template-columns:minmax(0,1fr);align-items:start}#main .insurance-v3 .ho6-coverage-heading-row>h3{grid-area:1 / 1;align-self:start;z-index:1;pointer-events:none;margin:.45rem 0 0}#main .insurance-v3 .ho6-coverage-heading-row>.ho6-terminology{grid-area:1 / 1;display:grid;grid-template-columns:minmax(0,1fr);margin:0;border:0;background:transparent}#main .insurance-v3 .ho6-terminology>summary{justify-self:end;max-width:60%;padding:.375rem .75rem;border:1px solid var(--color-brand-primary);border-radius:.375rem;background:var(--color-white);font-size:.875rem;line-height:1.25}#main .insurance-v3 .ho6-terminology[open]>summary{border:1px solid var(--color-brand-primary);border-radius:.375rem;background:var(--color-brand-primary-light)}#main .insurance-v3 .ho6-terminology>.insurance-disclosure__body{margin-top:.5rem;border:1px solid var(--color-neutral-300);border-radius:.5rem;background:var(--color-white)}@media(max-width:599px){#main .insurance-v3 .ho6-coverage-heading-row>h3{grid-area:auto;margin-bottom:.5rem}#main .insurance-v3 .ho6-coverage-heading-row>.ho6-terminology{grid-area:auto}#main .insurance-v3 .ho6-terminology>summary{max-width:100%;justify-self:start}}#main .insurance-v3 .insurance-loss-examples{padding:0;border:0;background:transparent}#main .insurance-v3 .insurance-loss-example-grid>li{display:flex;gap:.5rem;align-items:flex-start;border:1px solid var(--color-neutral-300);border-radius:.5rem;background:var(--color-white)}#main .insurance-v3 .insurance-example-badge{display:grid;place-items:center;flex:0 0 1.75rem;height:1.75rem;border-radius:.375rem;background:var(--color-brand-primary-light);color:var(--color-brand-primary-dark);font-weight:700}#main .insurance-v3 .insurance-loss-example-grid>li strong{display:block}#main .insurance-v3 .insurance-original-example-label{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap}#main .insurance-v3 .ho6-riders-header{display:flex;gap:.5rem;align-items:flex-start;margin:1rem 0 .5rem;padding:.75rem;border:1px solid var(--color-brand-secondary);border-left:.25rem solid var(--color-brand-primary);border-radius:.5rem;background:var(--color-brand-primary-light)}#main .insurance-v3 #unit-policy .ho6-riders-header h3,#main .insurance-v3 .ho6-riders-header p{margin:0}#main .insurance-v3 #unit-policy .ho6-callout--information{margin:.25rem 0;padding:.75rem;border:1px solid var(--insurance-accent,var(--color-brand-primary));border-radius:.375rem;background:var(--color-white)}#main .insurance-v3 #unit-policy .ho6-callout--information>:first-child{margin-top:0}#main .insurance-v3 #unit-policy .ho6-callout--information>:last-child{margin-bottom:0}#main .insurance-v3.insurance-refresh :is(.insurance-disclosure__body,.insurance-docs-subsection__body){padding:.75rem}#main .insurance-v3.insurance-refresh :is(.insurance-disclosure__body,.insurance-docs-subsection__body) :is(:scope>*,section>*,div>*):first-child{margin-top:0}#main .insurance-v3.insurance-refresh :is(.insurance-disclosure__body,.insurance-docs-subsection__body) :is(:scope>*,section>*,div>*):last-child{margin-bottom:0}#main .insurance-v3.insurance-refresh .insurance-body h2{font-size:1.875rem;line-height:1.25}#main .insurance-v3.insurance-refresh .insurance-body h3,#main .insurance-v3.insurance-refresh .insurance-body #loss-adjustment-heading,#main .insurance-v3.insurance-refresh .insurance-body #negligence-heading{font-size:1.25rem;line-height:1.35}#main .insurance-v3.insurance-refresh .insurance-body #loss-adjustment-heading,#main .insurance-v3.insurance-refresh .insurance-body #negligence-heading{margin:1rem 0 .5rem}@media(max-width:767px){#main .insurance-v3.insurance-refresh .insurance-body h2{font-size:1.5rem}}#main .insurance-v3.insurance-refresh .insurance-ho6-guide{margin:1rem 0}#main .insurance-v3.insurance-refresh .insurance-ho6-guide .ho6-title{margin:0 0 .5rem;text-align:left}#main .insurance-v3.insurance-refresh .insurance-policy-group>.ho6-callout{margin:.5rem 0;padding:.75rem}#main .insurance-v3 .insurance-policy-group>.ho6-callout .ho6-minimum-coverages{border:0;padding:0}#main .insurance-v3 .insurance-policy-group>.ho6-callout p{margin:.25rem 0}#main .insurance-v3 .insurance-intro-links{margin:.25rem 0 1rem}#main .insurance-v3 .insurance-route-card.insurance-coverage-card{padding:.75rem;border:1px solid var(--color-neutral-500);border-radius:.5rem;background:var(--color-white)}#main .insurance-v3 .insurance-route-card h3{display:flex;align-items:center;gap:.5rem;margin:0 0 .25rem}#main .insurance-v3 .insurance-route-card h3 svg{box-sizing:content-box;flex:0 0 1.5rem;width:1.5rem;height:1.5rem;padding:.375rem;border-radius:.375rem;background:var(--color-brand-primary-light);color:var(--color-ink)}#main .insurance-v3 .insurance-loss-examples{margin:1rem 0}#main .insurance-v3 .insurance-loss-examples>h3{margin:0 0 .5rem}#main .insurance-v3.insurance-refresh .insurance-disclosure{border:1px solid var(--color-neutral-500);border-radius:.5rem}#main .insurance-v3.insurance-refresh .insurance-disclosure>summary{padding:.5rem .75rem}#main .insurance-v3.insurance-refresh #articles-and-reference{margin-top:1rem}#main .insurance-v3.insurance-refresh .ho6-coverage-heading-row>.ho6-terminology{border:0;background:transparent}#main .insurance-v3.insurance-refresh .ho6-coverage-heading-row>h3{margin:.375rem 0 0}#main .insurance-v3.insurance-refresh .ho6-terminology>summary{max-width:55%}@media(max-width:767px){#main .insurance-v3.insurance-refresh .ho6-coverage-heading-row>h3,#main .insurance-v3.insurance-refresh .ho6-coverage-heading-row>.ho6-terminology{grid-area:auto}#main .insurance-v3.insurance-refresh .ho6-coverage-heading-row>h3{margin:0 0 .5rem}#main .insurance-v3.insurance-refresh .ho6-terminology>summary{max-width:none;width:100%;justify-self:stretch}}#main .insurance-v3 .insurance-group-card{border:1px solid var(--color-brand-secondary);border-radius:.5rem;background:color-mix(in srgb,var(--color-brand-primary) 4%,var(--color-white))}#main .insurance-v3 .insurance-loss-examples.insurance-group-card{padding:.75rem}#main .insurance-v3 .ho6-riders-container{overflow:hidden}#main .insurance-v3 .ho6-riders-container>.ho6-riders-header{margin:0;padding:.75rem;border:0;border-bottom:1px solid var(--color-brand-secondary);border-radius:0}#main .insurance-v3 .ho6-riders-container>.ho6-unit-content{padding:.75rem}#main .insurance-v3 .insurance-market-lede{margin-bottom:.5rem}#main .insurance-v3 .insurance-market-lede+p{margin-top:0}#main .insurance-v3 .insurance-market-trend:empty{display:none}#main .insurance-v3 .insurance-trend{margin:1rem 0 1.25rem;padding:1rem;border:1px solid var(--color-neutral-200);border-radius:.75rem;background:var(--color-white)}#main .insurance-v3 .insurance-trend__head{display:flex;flex-wrap:wrap;align-items:baseline;justify-content:space-between;gap:.5rem 1rem}#main .insurance-v3 .insurance-trend__title{margin:0;font-size:1rem;font-weight:700;color:var(--color-ink)}#main .insurance-v3 .insurance-trend__legend{display:flex;flex-wrap:wrap;gap:.25rem 1rem;margin:0;padding:0;list-style:none;font-size:1rem;font-weight:600;color:var(--color-ink)}#main .insurance-v3 .insurance-trend__legend li{display:inline-flex;align-items:center;gap:.375rem;margin:0}#main .insurance-v3 .insurance-trend__swatch{display:inline-block;width:1.5rem;height:.25rem;border-radius:.125rem;background:currentColor}#main .insurance-v3 .insurance-trend__legend .is-home .insurance-trend__swatch{color:var(--color-brand-primary)}#main .insurance-v3 .insurance-trend__legend .is-cmp .insurance-trend__swatch{color:var(--color-amber-700)}#main .insurance-v3 .insurance-trend__svg{display:block;width:100%;height:auto;margin-top:.5rem;overflow:visible}#main .insurance-v3 .insurance-trend__grid line{stroke:var(--color-neutral-200);stroke-width:1}#main .insurance-v3 .insurance-trend__base{stroke:var(--color-neutral-500);stroke-width:1}#main .insurance-v3 .insurance-trend__svg text{fill:var(--color-neutral-500);font-size:.75rem}@media(max-width:40rem){#main .insurance-v3 .insurance-trend__svg text{font-size:1.25rem}}#main .insurance-v3 .insurance-trend__line{fill:none;stroke-width:2;stroke-linejoin:round;stroke-linecap:round}#main .insurance-v3 .insurance-trend__line.is-home{stroke:var(--color-brand-primary)}#main .insurance-v3 .insurance-trend__line.is-cmp{stroke:var(--color-amber-700)}#main .insurance-v3 .insurance-trend__point{fill:transparent;stroke:none}#main .insurance-v3 .insurance-trend__point:hover{r:4px;stroke:var(--color-white);stroke-width:2}#main .insurance-v3 .insurance-trend__point.is-home:hover{fill:var(--color-brand-primary)}#main .insurance-v3 .insurance-trend__point.is-cmp:hover{fill:var(--color-amber-700)}#main .insurance-v3 .insurance-trend__note{margin:.5rem 0 0;font-size:.8125rem;line-height:1.5;color:var(--color-ink-muted)}#main .insurance-v3 .insurance-trend__data{display:inline;font-size:.8125rem}#main .insurance-v3 .insurance-trend__data summary{display:inline;cursor:pointer;color:var(--color-brand-primary);font-weight:600;text-decoration:underline}#main .insurance-v3 .insurance-trend__data table{width:100%;margin-top:0;border-collapse:collapse}#main .insurance-v3 .insurance-trend__data[open] table{margin-top:.25rem}#main .insurance-v3 .insurance-trend__data tbody tr:last-child>*{border-bottom:0}#main .insurance-v3 .insurance-trend__data th,#main .insurance-v3 .insurance-trend__data td{padding:.25rem .5rem;border-bottom:1px solid var(--color-neutral-200);text-align:right}#main .insurance-v3 .insurance-trend__data th:first-child{text-align:left}#main .insurance-v3 .insurance-driver-heading-row{display:flex;align-items:center;justify-content:space-between;gap:.5rem;margin:0 0 .5rem}#main .insurance-v3 .insurance-driver-heading-row>.insurance-driver-label{margin:0;min-width:0}#main .insurance-v3.insurance-refresh .insurance-body .insurance-driver-heading-row>.insurance-colorado-card,#main .insurance-v3.insurance-refresh .insurance-body .insurance-seismic-summary>a{display:inline-flex;align-items:center;flex:0 0 auto;max-width:100%;min-height:2.25rem;padding:.375rem .875rem;border:1px solid var(--color-brand-primary);border-radius:.375rem;background:var(--color-brand-primary);color:var(--color-white);font-size:.875rem;font-weight:600;line-height:1.25;text-decoration:none}#main .insurance-v3.insurance-refresh .insurance-body .insurance-driver-heading-row>.insurance-colorado-card:hover,#main .insurance-v3.insurance-refresh .insurance-body .insurance-seismic-summary>a:hover{background:color-mix(in srgb,var(--color-brand-primary) 85%,black);color:var(--color-white)}@media(min-width:1024px){#main .insurance-v3 .insurance-market-drivers{grid-template-columns:minmax(0,1fr)}#main .insurance-v3.insurance-refresh .insurance-body ol.insurance-drivers{grid-template-columns:repeat(4,minmax(0,1fr))}}@media(max-width:767px){#main .insurance-v3 .insurance-driver-heading-row{flex-wrap:wrap}#main .insurance-v3 .insurance-driver-heading-row>.insurance-driver-label{flex-basis:100%}}#main .insurance-v3 #unit-policy .ho6-riders{grid-auto-rows:1fr}#main .insurance-v3 #unit-policy .ho6-riders>li{grid-template-columns:minmax(0,1fr);align-content:center;justify-items:center;text-align:left}#main .insurance-v3 #unit-policy .ho6-riders>li>div{justify-self:stretch}#main .insurance-v3 #unit-policy .ho6-riders>li>.insurance-topic-icon{width:2.25rem;height:2.25rem}#main .insurance-v3 #unit-policy .ho6-riders{--ho6-rider-water:#1d6fb8;--ho6-rider-mold:#2f7d4f;--ho6-rider-earth:#7a5230;--ho6-rider-valuables:#3b97d3;--ho6-rider-equipment:#000;--ho6-rider-injury:#6d3bb0}#main .insurance-v3 #unit-policy .ho6-riders>li:nth-child(1)>.insurance-topic-icon{color:var(--ho6-rider-water)}#main .insurance-v3 #unit-policy .ho6-riders>li:nth-child(2)>.insurance-topic-icon{color:var(--ho6-rider-mold)}#main .insurance-v3 #unit-policy .ho6-riders>li:nth-child(3)>.insurance-topic-icon{color:var(--ho6-rider-earth)}#main .insurance-v3 #unit-policy .ho6-riders>li:nth-child(4)>.insurance-topic-icon{color:var(--ho6-rider-valuables)}#main .insurance-v3 #unit-policy .ho6-riders>li:nth-child(5)>.insurance-topic-icon{color:var(--ho6-rider-equipment)}#main .insurance-v3 #unit-policy .ho6-riders>li:nth-child(6)>.insurance-topic-icon{color:var(--ho6-rider-injury)}#main .insurance-v3 #unit-policy .ho6-riders-container{background:color-mix(in srgb,var(--color-brand-primary) 14%,var(--color-white))}#main .insurance-v3 #unit-policy .ho6-riders-container .ho6-riders{margin:0}#main .insurance-v3 #unit-policy>.ho6-section:last-child{margin-bottom:0}#main .insurance-v3 #unit-policy .ho6-riders>li>.ho6-example{grid-column:1}#main .insurance-v3 .insurance-route-grid+.insurance-callout--warning{margin:.5rem 0;padding:.5rem .75rem}#main .insurance-v3 .insurance-route-grid+.insurance-callout--warning p+p{margin-top:.5rem}#main .insurance-v3 .insurance-condo-facts{margin:1rem 0}#main .insurance-v3.insurance-refresh .insurance-body .insurance-condo-facts h2{margin:0 0 .25rem}#main .insurance-v3 .insurance-condo-facts__lead{margin:0 0 .75rem;font-size:1rem}#main .insurance-v3 .insurance-condo-facts__grid{display:grid;grid-template-columns:repeat(4,calc((100% - 2.25rem)/4));gap:.75rem}#main .insurance-v3.insurance-refresh .insurance-condo-facts__card{display:flex;flex-direction:column;align-items:flex-start;gap:.25rem;margin:0;padding:.75rem;border:1px solid var(--color-neutral-300);border-radius:.5rem;background:var(--color-white);text-align:left}#main .insurance-v3.insurance-refresh .insurance-condo-facts__card .insurance-figure-value{margin:0;font-size:1.75rem;line-height:1.15;overflow-wrap:anywhere}#main .insurance-v3.insurance-refresh .insurance-body .insurance-condo-facts__card h3{margin:0;font-size:1rem;line-height:1.35}#main .insurance-v3 .insurance-condo-facts__card p{margin:0;font-size:1rem;line-height:1.4}#main .insurance-v3 .insurance-condo-facts__sources{overflow-wrap:anywhere}#main .insurance-v3.insurance-refresh .insurance-condo-facts__table-card{margin-top:.75rem}#main .insurance-v3 .insurance-condo-facts__table-card table{width:100%;border-collapse:collapse;table-layout:fixed;font-size:1rem}#main .insurance-v3 .insurance-condo-facts__table-card caption{text-align:left;font-size:1.25rem;font-weight:700}#main .insurance-v3 .insurance-condo-facts__table-card th,#main .insurance-v3 .insurance-condo-facts__table-card td{width:50%;padding:.25rem .5rem;border-bottom:1px solid var(--color-neutral-200);text-align:left}#main .insurance-v3 .insurance-condo-facts__table-card tr:last-child>*{border-bottom:0}@media(max-width:64rem){#main .insurance-v3 .insurance-condo-facts__grid{grid-template-columns:repeat(2,calc((100% - .75rem)/2))}}@media(max-width:40rem){#main .insurance-v3 .insurance-condo-facts__grid{grid-template-columns:100%}}
